Why Do We Need Martial Arts Instructor Insurance?
Alot of instructors starting up on a budget often ask if they really need instructor insurance, or if it’s a legal requirement. We always reply with an emphatic yes. Whilst the legal ramifications are a little harder to clearly define (as we enter the realms of duty of care and breaches of this duty) we can very clearly discuss the need on a practical and financial level.
An important caveat to mention is the term ‘martial arts instructor insurance’. It’s a bit of a catch-all as it’s not clear exactly what cover is being discussed.