Martial Arts Club Insurance

Comprehensive & Flexible Martial Arts Club Cover For Clubs Of All Sizes & Styles

Martial Arts ‘Whole Club’ Insurance & Licensing

The British Martial Arts & Boxing Association (BMABA) is one of the UK’s leading providers of Martial Arts Insurances via our specialist group cover policy.

We can provide your club with access to affordable, flexible cover to include Instructor Public Liability and Professional Indemnity, Personal Accident, Equipment Cover, Abuse Extensions, Student Public Liability and Personal Accident, Employer’s Liability and so much more.

Cover is available from our leading Group Cover Policy for more than 180 disciplines and styles. From traditional like Karate and Jujitsu through to modern such as MMA and Muay Thai; specialist like Krav Maga, Self Defence and HEMA to popular styles like Taekwondo and Judo – it’s covered.

Don’t leave one of your most important professional obligations up to an insurer with no knowledge of what’s involved with the instruction of martial arts – trust a professional association who has access to a specialist group cover policy.

Our club cover is specifically designed for dojos or businesses joining us with more than one instructor. We make the onboarding process fast and easy, catering for just about any bespoke arrangement required.

Our Martial Arts Instructor Insurance At A Glance;
  • ✅ Flexible And Affordable.

    With pay monthly and pay annually options available, and with no extra charges for insuring more than one style and/or the use of numerous weapons, BMABA club cover provides vital insurances without breaking the bank.

  • ✅ Specialist Cover For Peace Of Mind

    Our group cover insurance policy, through which club insurance is provided, is not just an ‘off the shelf’ master policy. It’s the culmination of nearly a decade of good governance and expert understanding of insurance requirements. If you opt for our specialist club cover, your policy is incepted directly by our FCA licensed broker.

  • ✅ Membership Is Combined With Insurance

    This means alongside your insurance, your club will enjoy hundreds of resources, tools & support features without any additional charge. You can use this to upskill your instructors, allow them to help with admin – or you can keep it exclusively for you only.

  • ✅ Additional Cover Available

    Optionally, in addition to the core insurances you can access contents cover, abuse extension, personal accident insurance and more to protect you and your club comprehensively.

  • ✅ Expert, No Obligation Support Available

    We want you to feel safe and secure with your cover, so we’ll provide expert guidance on the claims process in advance of any issues, so you know what to expect. We’re also policy experts, so we can help with technical questions before you commit, to help you make an informed decision about whether or not the cover will work for you and your club.

Available Cover

We can offer a flexible approach to cover, providing only what you need via either our Group or Club products.

For Instructors & Teaching Staff

We can help with affordable, flexible instructor insurance to include public liability, professional indemnity and abuse cover as standard. We can also include contents cover and/or personal accident.

For Students

We can cover the core public liability insurance with associated licencing with the option of personal accident cover for clubs who want this additional protection.

For Clubs

We can provide a comprehensive business insurance package that includes public liability, professional indemnity, club abuse cover, employer's liability and more with optional premises cover available on request, too.

What aRE The Specific Insurances?

We’re experts in martial arts insurance, so we won’t try and fob you off with the basics. Let’s deep-dive into available cover.

Public Liability (PL) Cover

Public Liability is considered a core martial arts insurance and is available at £5,000,000 or £10,000,000 for instructors, £5,000,000 for clubs and £1,000,000, £2,000,000 or £5,000,000 for students. In a nutshell, it provides cover for your legal liability to pay compensation to third parties for bodily injury and/or damage to property as the result of a negligent act by the Insured arising out of the instruction of martial arts. This is the most typical claim we see.

Professional Indemnity Cover

This provides cover for claims against an instructor or the club (business) based upon professional advice given – for example, specific guidance that leads to a financial loss or the failure to fulfil a contract, rather than injury arising from supervision of a class. This could also include unintentional infringement of intellectual property rights, loss of documents or data in your trust, unintentional defamation, libel or slander, unintentional breach of confidence, confidential duty or misuse of information or bad advice on websites & social media, subject to the policy wording. £1,000,000 Professional Indemnity (PI) is included free of charge at the association’s cost for all instructors and clubs.

Abuse Cover

Abuse extension is a very specialist type of cover, and it’s only available from a very few select insurers. Abuse Extension (AE) provides cover for defence of the named instructor if there is an allegation of abuse made against them. This wouldn’t be covered under usual PL or PI, so provided an additional level of support to the instructor. It can also help clubs (businesses) in defending themselves if an instructor is found to be acting inappropriately. We provide £500,000 cover free of charge for all instructors and for clubs.

Personal Accident Cover

Uniquely different to public liability insurance, personal accident cover doesn't require somebody to be proven legally to be at fault in order to claim. This avoids costly and lengthy legal debates and court, thus allowing a student or instructor to claim immediately if they're injured, even if nobody else is involved. This type of cover provides lower levels of indemnity for specific instances - such as £250 of dental or physiotherapy - as opposed to much larger legal liabilities typically under the PL.

Contents Cover

Contents cover can be provided for both individual instructors (for equipment directly in their care) as well as clubs, for up to £5,000 as standard with more available on request. This helps to replace stolen or lost equipment and kit.

Employer's Liability Insurance

This is a legal requirement every business or employer must have. It also applies to clubs with volunteers, work placements or freelance team members too in almost all cases.

Live Blade Cover

As an optional level of additional cover, we have an exclusive Live Blades Insurance policy that can help clubs provision a special type of insurance for live bladed test cutting and demonstrations, as well as for importing or traveling with weapons.



All of our club pricing is volume based to ensure discounts increase the larger your club becomes.


Instructors insurance (£5,000,000 Public Liability, £1,000,000 Professional Indemnity & £500,000 Abuse Extension) combined with membership and access to all of our membership features is available for as little as £59 per instructor, per year.


Student insurance (£1,000,000 Student Public Liability) combined with student membership and licencing, as well as access to all of our resources and student tools is available for as little as £0.49 per student, per year.


Company cover (club cover) inclusive of £5,000,000 Public Liability, £1,000,000 Professional Indemnity, £500,000 Abuse Cover and £10,000,000 Employers Liability is available for £149.99.

We'll beat any like for like quote found elsewhere for less. Jump onto web chat to discuss with the team.

So Much More Than Just An Insurance



Resources & Tools

From template grading certificates through to model safeguarding policies, instructor qualifications through to club management courses. Template documents, merchandise, SEO, risk assessments; you name it, we've got it.


Regulatory Support

From safeguarding best practice to legal requirements of teaching children's classes. Transporting weapons in public through to signing leases on gyms; we're in your corner.


Innovative Technology

Included with membership is dedicated platforms to help with SEO, Analytics, Club Management, Content Publishing, Websites, Online Payments,Forms, and so much more.


Guidance & Support

Whether it's mentoring on how best to market and grow your club through to support and advice on safeguarding, regulation or set-up - we're experts in all things martial arts club management.


An easy to use, comprehensive system that's completely free and makes managing your club easy.

We’ve built ClubManager by BMABA from the ground-up exclusively for our clubs. We’re experts in martial arts, so we know exactly where the pinch-points in club management adn admin occur. 

Professional, Expert Certification & licencing

Whether it’s your student licence slips for the next event, or your instructor insurance documentation for the primary school you’re about to start teaching at; you need to know that the certification you hand over is professional, and will have your back.

We’ve issued over 1,000,000 certificates since 2012, across a range of insurances, licences and memberships and all of our documentation – both digital and in print – looks the part, and helps you do your part.

With enhanced security features like UV stamps, embossed foils and unique identification numbers linked to national instructor registers, there’s nobody else in UK martial arts who can help do the quality of your teaching justice like BMABA,


We're a Martial Arts Trade Body, Not Some Massive Corporate Insurer

Monthly or Annually

We'll support your cashflow with the option of paying twelve equal monthly payments instead of one lump sum, if it helps.

Bespoke Arrangements

Can't quite find what you need? We can help. We've catered thousands of unique, bespoke quotes and club setups so whatever you need, we'll do our best to help.

Always Updated

We're constantly introducing new and improved features, resources and tools. All of our current members benefit from these - it's not just for new clubs!

We Can Help Upskill Your Team. Or Not. It's Your Choice.

Inclusive in any fees paid is access to MyBMABA for you and any of your instructors, assistants and volunteers. This can be used to provide exclusive access to content, courses and qualifications from safeguarding and coaching to first aid and concussion management.

If that doesn’t work for your club, you can decide not to grant your team MyBMABA access. It’s entirely up to you.

We'll Help Tackle That Mountain of Admin!

Whether it’s setting up a management account for your club secretary can login and take care of student registrations, through to the completely inclusive Club Management Platform; we’ve got dozens of resources and systems in place that can help tackle the issue of admin.

With you every step of the way

We're confident there's nobody else in UK martial arts doing what we're doing. From the core cover and licencing needs through to essentials like DBS checks and safeguarding, through to the latest technology - we're in your corner.

Often for less than an insurer's standard premium we can offer so much more. One place. One Membership. From a trade body built on reputation and renowned for helping clubs grow professionally and fairly.


The Basics

Insurance, licensing, DBS checks, safeguarding, first aid - the core stuff you need to function on a day to day basis. We've got it.



Whether it's growing your student base or taking on private tuition. Corporate clients through to events; we'll help you expand.


The Moonshot

With the latest technology and services - such as AI, SEO, Analytics, and so much more. We'll help you shoot for the moon.

Multi-Award Winning & As Seen On Various Platforms

Exclusively with BMABA

How We Help.


From understanding the legal aspects and things like finance through to ideas for entrepreneurs; we'll help your club get off the ground.


From the initial launch phase through to the medium club size; we can help you get up and running, and focus on long-term sustainable growth.


From things like club management software through to financial planning and grants; we're in your corner to help cut down on admin so you can spend more time on the mats.


Whether it's a club website or club management platform through to SEO, AI or Analytics; we can help your club access the latest tech usually completely free of charge.

Your questions answered

Common questions

How much we charge depends on how big the club is, and how many people (instructors and students) are needed, as well as the specifics of the insurance you may or may not want. All of our pricing is transparent and you can ‘have a play’ with pricing in full from here.

No, it’s not. We cover based on a ‘per instructor’ or ‘per student’ basis – so anyone covered under our group cover policy can teach or train in any location, under any club and in any style provided it’s a BMABA club.

We fortunately (touch wood!) suffer very few claims. This is in part because we’re a professional organisation that only attracts top-quality instructors, but it’s also (we think) due to us being absolutely clear on what insurance will and won’t cover. We don’t leave that sort of thing up to chance.

So far we’ve had an excellent experience with AXA (XL Catlin) our insurer with no claims challenged when presented.

None. Provided you meet the minimum criteria around safeguarding, professional standards and ethics, we’ll happily leave you to manage your club-level affairs with complete sovereignty. 

You don’t involve us in gradings, you don’t pay us anything in fees (except the transparent monthly or annual membership fees), and you can use as much or as little of our guidance, tools and resources as you wish.

There really isn’t one. Our business model is built on scale. We’ve worked hard over since 2012 to build a substantial membership base which means lots and lots of clubs paying very small amounts into ‘one big pot’. This allows us to use scale of economy to invest in technology, resources, insurances and so on – and ultimately, that cost saving is passed back to our members. In turn, we grow. And so on. 

That said, we understand your scepticism and actually welcome it. Exploring our website or contacting our team is the best way to ‘size us up’ but we also offer a year’s free affiliate membership too, should you want to have a look ‘under the hood’ before you jump.

Absolutely. We wouldn’t let you join without doing so. Please find the below links to our handbook, which although primarily designed to help instructors and clubs already with us understand cover and terms, we think it’s also a really helpful and transparent way for you to see the details and get a feel for how well we understand what we do;

The fastest way to get answers (aside from reading our website fully) is to use web chat, located at the bottom of your screen. Alternatively, you can reach us here too.

What Does Our Membership Offer?

BMABA is one of the UK’s leading multi-style, independent associations for martial arts and combat instructors, clubs, senseis & coaches.

Our membership is renowned as being the most comprehensive available to UK clubs and instructors. We don’t just offer certification, nor just insurance. Instead we bundle dozens of tools, features, licensing provisions, insurances and resources into a single membership package. We are confident you will not find another martial arts association in the UK able to offer so much for so little.

From a free club website to template documents, grading certificates through to black belt gradings. Networking, printing, syllabus recognition, student insurance; you name it – we’ve got it. One place, one login, one renewal. Simple.

We’re politics free, completely independent, community led and fiercely committed to the development of our industry, leading the way for change and a modern martial arts industry.

From a free club website, marketing advice and business support through to template risk assessments, stock grading certificates and printing – our membership provides you with access to dozens of resources and tools to help you grow your club and retain students.

From instructor certificates and recognition of grade documentation through to vocational Dan gradings, syllabus licensing, instructor licenses and more; our membership provides access to fully comprehensive licensing provisions.

Access affordable instructor, student and club insurance, as well as access to discounted first aid training, enhanced DBS checks, safeguarding qualifications and more, exclusively for BMABA clubs and instructors.

We’ve been strictly politics free since 2012 and pride ourselves on running a community led organisation on the sound principles of good governance and genuine transparency.

You remain able to run your club with absolute independence, free of interference. What’s more, you’ll be backed up by our multi-award winning governing body with certification, licensing, endorsement, business support and more as standard.

Plus So Much More As Standard Just Some Of The Tools & Resources We Offer

  • Instructor Certification & Licensing
  • Student Insurance & Licensing
  • Free Instructor Qualifications
  • Safeguarding Qualifications
  • Enhanced DBS Checks
  • First Aid Training
  • Free Club Website
  • Club Management Support
  • Instructor Certification & Licensing
  • Logos & Accreditation Marks
  • SEO (Search Engine Optimisation) Platform
  • Local & National Networking
  • Stock Grading Certificates
  • Free Instructor Qualifications
  • Template Documents & Forms
  • Printing & Design
  • Safeguarding Code For Martial Arts
  • Best Practice Guidance
  • WordPress Hosting
  • a.i For Martial Arts
  • Event Management Checklists
  • Safeguarding Model Policies
  • Analytics & Tracking Tools
  • Budgeting Apps
  • Professional Webmail
  • Clothing & Uniform
  • Cyber Toolkit
  • Cash Grants & Funding
  • Risk Management Awards
  • Concussion & Head Injury
  • National Advertising
  • Entrepreneur's Support
  • Plus So Much More

FREE Club Management Software Exclusively Built By Us, Just For Our Clubs

ClubManager by BMABA is our in-house, professionally developed Club Management solution. It’s free for all of our members and comes with a tonne of essential and groundbreaking features as standard.


  • Attendance & Grade Tracking
  • Student Records Management
  • Class Bookings & Timetables
  • Flexible Payments & Memberships
  • Grading Certificates Generator
  • Licence Slip & Documents Generator
  • Customised Branding & Functionality
  • Data Freedom & Ownership
  • Manage Events & Competitions
  • Student Portal & Member's Content
  • Concussion & RtP Management
  • Digital Incident Log Book
  • Digital Risk Assessments
  • Task Management
  • Registrations & Waivers


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Disciplines Covered.

We can provide cover for more than 180 disciplines and styles, and this list can be revised with our insurer on request where-ever a genuine discipline or style requires endorsing.

Aiki JuJitsu
Aiuchi Ju Jitsu
Aiwakai Karate Do
Ashihara Karate
American Kempo
Ba Ji Quan and Tai Chi
Bataireacht (Irish Stick Fighting)
BMABA Approved Disciplines & Styles
Bokh (Mongolian Wrestling)
Brazilian Ju Jitsu (BJJ)
British Combat Judo
British Folkstyle Wrestling
Bujinkan Budo
Bujinkan Budo Tai Jutsu
Bushi Kempo
Canne de Combat
Catch Wrestling
Ch`uan Fa
Ch`uan Shu
Cheibi Gad-Ga
Chi Gong
Chinese Kickboxing
Choy Li Fut
Choi Kwang Do
Close Protection Training
Close Quarter Combat (CQB)
Combat Hapkido
Combat Hopak
Combat Sambo
Conflict Management
Cuong Nhu
Dacayana Eskrima
Daido Juku Kudo
Daito-ryu Aiki Jujitsu
Danzan Ryu
Drunken Fist (Zui Quan)
Eagle Claw Kung Fu
Enshin Kaikan
Feng Shou
Filipino Martial Arts
Fitness Orientated Kickboxing
Folkstyle Wrestling
Freestyle Jujitsu
Freestyle Karate
Freestyle Karate Jutsu
Freestyle Kung Fu
Freestyle Kickboxing
Freestyle Taekwondo
Fu Jow Pai
Goju Kai Karate Do
Goju Ryu Karate
Gongkwon Yusul
Goshin Jutsu
Goshin Ryu Kempo Jujitsu
Haidong Gumdo
Han Mu Do
Historical European Martial Arts (HEMA)
Historical Fencing
Hung Ga
Huyen Langlon
Hwa Rang Do
Iinkai Judo
Isshin-Ryu Karate
Jado Kuin Do
Japanese Shotokan Karate
Jeet Kune Do
Jikiden Eishin Ryu Iaido
Jun Fan Gung Fu
Jun Fan Jeet Kune Do
Kaiai Jitsu
Kali Silat
Karate Jutsu
Kaze Arashi Ryu
Kempo Jujitsu
Kempo Ryu
Ken Fat
Kenshin Karate
Ki Aikido
Kick Boxing
Ko Budo
Korean Kickboxing
Koryu Uchinadi
Krav Maga
Kuk Sool Won
Kung Fu
Kung Fu To’a
Kyokushinkai Karate
Lathi Khela
Lau Gar
Lau Gar Kickboxing
Lau Gar Kung Fu
Lee Style Tai Chi
Leopard Kung Fu (Bao Quan)
Malla Yuddha
Marine Corps Martial Arts Program (MCMAP)
Martial Arts Based Fitness
Martial Arts Wrestling
Military Martial Arts
Mixed Martial Arts (MMA)
Monkey Kung Fu (Hou Quan)
Muay Boran
Muay Thai
Nearu Martial Art
Nihon Goshin Ju Jitsu
Ninpo Taijutsu
Niten Ichi-Ryu
North West Chinese Kickboxing
Pa Kua
Pa Qua
Personal Protection
Physical Intervention
Pradal Serey
Qi Kwan Do
Qwan Ki Do
Quan Fa
Reality Based Martial Arts
Russian Martial Arts
Sanjuro Martial Arts
Sankukai Karate
Seiki Juku Karate
Self Defence
Self Protection
Shaolin Kempo Karate
Shaolin Kung Fu
Shaolin-Tsu Kempo
Shito-Ryu Karate
Shindo Jinen Ryu
Shorinji Kempo
Shorin-Ryu Karate
Shotokan Goju Ryu
Shotokan Karate
Shuai Chiao
Shuai Jiao
Shukokai Karate
Soo Bahk Do
Sport Boxing (Martial Arts Based)
Sport Karate
Sport Sambo
Submission Wrestling
Tai Chi
Tai Chi Chuan
Tai Jutsu
Tang Soo Do
Thai Boxing
Tiger Claw Kung Fu (Fu Jow Pai)
Tora Kai
Traditional Aikido
Traditional Italian Martial Arts
Traditional Karate
Traditional Wado Ryu
Unarmed Combat
Viet Vo Dao
Wado Ryu Karate
Wing Chun
Wing Chun Kung Fu
Wing Tsun
World Tang Soo Do
Yoseikan Budo
Zen Shin Karate


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Explore pricing, membership and cover and – if you’re happy – sign up online.