Martial Arts 'Whole Club' Insurance & Licensing

The British Martial Arts & Boxing Association (BMABA) is one of the UK’s leading providers of Martial Arts Insurances via our specialist group cover policy.

We can provide your club with access to affordable, flexible cover to include Instructor Public Liability and Professional Indemnity, Personal Accident, Equipment Cover, Abuse Extensions, Student Public Liability and Personal Accident, Employer’s Liability and more..

Cover is available from our leading Group Cover Policy for more than 180 disciplines and styles. From traditional like Karate and Jujitsu through to modern such as MMA and Muay Thai; specialist like Krav Maga, Self Defence and HEMA to popular styles like Taekwondo and Judo – it’s covered.

Don’t leave one of your most important professional obligations up to an insurer with no knowledge of what’s involved with the instruction of martial arts – trust a professional association who has access to a specialist group cover policy.

Our club cover is specifically designed for dojos or businesses joining us with more than one instructor. We make the onboarding process fast and easy, catering for just about any bespoke arrangement required.

Our Club Cover At A Glance;
  • Flexible And Affordable.

    With pay monthly and pay annually options available, and with no extra charges for insuring more than one style and/or the use of numerous weapons, BMABA club cover provides vital insurances without breaking the bank.

  • Specialist Cover For Peace Of Mind

    Our group cover policy, through which instructor insurance is provided, is not just an ‘off the shelf’ master policy. It’s the culmination of nearly a decade of good governance and expert understanding of insurance requirements. If you opt for our specialist club cover, your policy is incepted directly by our FCA licensed broker.

  • Membership Is Combined With Insurance

    This means alongside your insurance, your club will enjoy hundreds of resources, tools & support features without any additional charge.

  • Additional Cover Available

    Optionally, in addition to the core insurances you can access contents cover, abuse extension, personal accident insurance and more to protect you and your club comprehensively.

  • Expert, No Obligation Support Available

    We want you to feel safe and secure with your cover, so we’ll provide expert guidance on the claims process in advance of any issues, so you know what to expect. We’re also available via Facebook, phone or e-mail 7 days a week to answer questions or queries.

Please bear in mind that club cover is specifically for clubs with more than 1 instructors. If you run a martial arts school as a sole instructor, click here to see our individual instructor insurance section instead.

Available Cover

We can offer a flexible approach to cover, providing only what you need via either our Group or Club products.

For instructors and teaching staff

Instructor Public Liability (PL)

Public Liability is considered a core martial arts instructor insurance (see below section for more info). Cover is available at £2,000,000, £5,000,000 or £10,000,000.

In a nutshell, it provides cover for your legal liability to pay compensation to third parties for bodily injury and/or damage to property as the result of a negligent act by the Insured arising out of the  instruction of martial arts.

Instructor Professional Indemnity (PI)

Cover for claims against an instructor based upon professional advice given – for example, specific guidance on how to roll etc, rather than an injury arising from their supervision of a class. This could also include unintentional infringement of intellectual property rights, loss of documents or data in your trust, unintentional defamation, libel or slander, unintentional breach of confidence, confidential duty or misuse of information or bad advice on websites & social media.

£500,000 Professional Indemnity (PI) is included free of charge at the association’s cost for all instructors.

Instructor Personal Accident (IPA)

Personal Accident (PA) insurances provides cover as per the schedule for any injury arising from a specific event whilst participating in a BMABA club, or as a BMABA instructor where there is no negligence responsible.

This might include, for example, physiotherapy costs or loss of income, upto the benefit amount, if you as an instructor are injured whilst teaching a class.

Instructor Abuse Extension (IAE)

Abuse extension is a very specialist type of cover, and it’s only available from a very few select insurers. Abuse Extension (AE) provides cover for defence of the named instructor if there is an allegation of abuse made against them. This wouldn’t be covered under usual PL or PI, so provided an additional level of support to the instructor.

BMABA Instructor Licensing & Membership

BMABA Instructor Licensing & Membership is included at no extra cost with any instructor insurances. As the instructor insurance is provided via our group cover policy, this means it must be combined with BMABA membership. This entitles you to a whole treasure-trove of resources, tools, features and assistance without any additional charge. This includes a free club website, template grading certificates, health and safety guidance, business support, networking and community, first aid training, free instructor qualifications and so much more – all included with your insurance!

For students

Student Public Liability (SPL)

By default all of our student memberships are inclusive of £1,000,000 Student Public Liability insurance designed to provide protection in the event of a student injuring another participant or causing damage to a venue. Cover is also available in £1,000,000, £2,000,000 and £5,000,000 increments as required.

Student Personal Accident Insurance (SPA)

In addition to their core protection from damages when pursued by another student or venue, we can also provide your students with Personal Accident (PA) cover. This provides assistance when a student is injured, without the need to pursue a claim against somebody else. PA can include cover for things like dental expenses, broken bones, loss of income, physiotherapy and more.

Student Association Membership

Student Association Membership is included with student insurance at no extra cost. This provides students with tools and services designed to help them stay at your club. This includes student engagement and retention services, as well as a dedicated student liaison officer, at no extra charge. Students can also access a purpose built online student portal,  forums, communities, vlogs, podcasts and blogs to help you add credibility and value.

Student Licensing

Student Licensing is included with student insurance at no extra cost.  From the issuance of grades (be it Kyu, Dan, Sash or Levels) to in-club tournaments and awards, student licensing ensures the documentation you issue in-house is recognised throughout the United Kingdom. Student licensing also provides the participant with a governing-body mandate to participate within martial arts at your club.

For your business

Employer's Liability (EL)

Employer’s Liability (EL) is a legal requirement if you employ any employees whatsoever. There are serious legal and financial penalties if you don’t have this in place, so if you employ anyone you’ll need to ensure you have this from somewhere.

Contents Insurance (CI)

This provides cover for contents and equipment. This might be crash mats, focus mitts, specialist self defence equipment or it could cover things like the computers and tables in your gym or reception area. Cover can also be extended to include equipment in transit – if, for example, your car is broken into and your equipment is stolen.

Company Public Liability (CPL)

Company Public Liability (CPL) works in the same way as instructor Public Liability, but covers your company’s legal entity. You’ll need to have a legal formation – such as a limited company, or a limited liability partnership etc – for this to be effective. If there is injury to a member of the public or damage to property and it is deemed to be the fault of the business, rather than an instructor, company ‘PL’ provides cover. This could be – as a rough example – in the event that a member of the public is injured in the corridor to the dojo, rather than under the care of the instructor during a class.

Abuse Extension (CAE)

Similar to Instructor abuse extension, CAE is a very specialist type of cover, and it’s only available from a very few select insurers. Company Abuse Extension (CAE) provides cover for defence of your named instructor if there is an allegation of abuse made against them. This wouldn’t be covered under usual PL or PI, so provided an additional level of support to the instructor. In addition to standard Instructor Abuse Extension (IAE) if the named instructor is found guilty, the insurer will then move to help you in cutting ties with the offender, and protecting your company’s reputation.

All Of Our Insurances Explained
In Less Than 5 Minutes!

Membership Benefits

All of our insurances are bundled in with membership (at no extra cost) which means you’ll enjoy dozens of additional resources, licensing, tools and provisions to help you grow your club and make the most of your membership to the association.


    The BMABA is recognised as a multi-award winning martial arts governing body with a number of externally issued awards and nominations across our leadership, governance, association and initiatives. We also work with dozens of leading national charities to extend our foundation’s programmes.


    We provide instructors and clubs with quite literally everything you’ll need in one place, all combined with your insurance. From websites and marketing advice through to licensing, DBS checks and certification – it’s all bundled up into one membership. Access hundreds of resources all in one place.


    From our library of online tools, vlogs and podcasts on all things business, marketing and club management through to one to one calls, face to face meetings and Skype conversations; we’re here to help you grow. Be it small regulatory queries or big club plans; we’ve got your back.

We're A New Kind Of Martial Arts NGB

We’re a self-funded, independent and community led martial arts governing body. This allows us to represent more than 180 styles and disciplines under a collective regulatory and licensing framework.

Our work covers much of the ‘usual’ association services – insurance, licensing, grade recognition, syllabus licensing; but with so much more attached. From essential resources to help you grow your club – like business advice, a free club website and template documents – through to professional services such as DBS checks, first aid training and instructor qualifications. It’s all covered.

We know all of the cliches and ‘old boys’ clubs, and know the politics and squabbling so many clubs have been held back by for many years.

We’re an industry disruptor in spite of being founded on just £20 of capital in 2012. Our membership now surpasses 20,000 members and volunteers from every part of England, Wales, Scotland and Northern Ireland.

The association is politics free, completely independent, community led and fiercely committed to the development of our industry, leading the way for change and a modern martial arts industry. What’s more, we can provide you and your club with everything you need to grow within a supportive framework, whilst remaining completely independent to chose your club’s best future path.

Our Association At A Glance
  • Completely Independent & Self-Funded

    We don’t receive a penny in grants or funding from any government body. This means the BMABA is completely independent and drive instead by the direction our members tell us they’d like us to travel.

  • Professional, Accountable & Politics Free

    One of our major reasons for success stems from our absolute intolerance of politics, who’s-who and squabbling. It’s not necessary, and doesn’t happen within our organisation. Instead we focus our association on setting and adhering to the very best-practice. We work with independent third parties to ensure this – such as the Living Wage Foundation, Information Commissioners Office and Sport & Recreation Alliance.

  • Small Or Big, Modern Or Traditional

    We welcome tens of thousands of members from all styles and backgrounds. Be that a modern, commercial MMA gym or a traditional amateur Karate club – no students to a thousand; everyone has a voice, and everyone is respected as a client. We don’t follow the usual idea that you must bow to us. You’re our client, so we have a service to provide to you. Simple as.

  • Insurance, Licensing, Guidance & Tools

    From instructor, club or student insurance through to licensing. Instructor qualifications and DBS checks to risk assessments and business plans. Regulatory guidance through to marketing advice; our membership packs a real punch and combines hundreds of different elements into a single place.

  • Multi-Award Winning & ‘Out Of Industry Recognised’

    Our organisation, charitable programmes and founder are all award winning. What’s more, through our work with organisations like the Home Office, End Child Poverty, Anti-Bullying Alliance, White Ribbon and more, we’re a renowned and respected organisation both within and outside of the martial arts world.

Questions & Answers

Below you’ll find some slightly more in-depth articles on key insurance questions we hear alot. Below this section, you’ll find some ‘quick-fire’ FAQs which might help. If you can’t find the answers your need, please feel free to contact us.

I don't need all of the insurances, can I pick and choose?

Yes, you can. By default Public Liability for either (or both) instructors and students is essential, and we include Professional Indemnity (PI) for instructors free of charge. Other than this core cover, you’re free to pick and choose what you need.

I need exactly what I had with my previous association. Can you do this?

Insurance is a unique thing and exceptional care is needed when ‘porting’ from one insurance provision to another. We will assess any prior insurance arrangements to try and ensure a ‘like for like’ (or usually, better) service is available with us but you will need to ultimately decide if you’re happy with what we can offer. We’ll provide all the guidance we can to help you with this.

Can I talk to someone about my requirements?

Yes, absolutely. Please call our operations office on 017983 06546 and we’ll be happy to help.

Please note; as you’ll need to speak with a senior member of our team (as you’re discussing technical matters relating to insurance) you may need to arrange a call. We’d recommend contacting us via our web form here and we can get straight back to you.

Better still, complete a quote request below and we’ll be able to send across an itemised quote with pricing within 1 working day. This means you’ll have pricing in front of you when we speak, which might help you make an informed decision.

How does the process work if I want to sign up?

Start by requesting a quote below. We’ll send you across a bespoke club quote so you can see all of the potential costs up-front and in full. If you’re happy and want to proceed, that’s great!

The sign up is fast and mostly automated, so you’ll have access to our systems in no time at all. You can register additional instructors easily from our member’s area and if you have any students, we can either accept them via a spreadsheet (we provide a template, but can work with your software if needed) or you can register them via our member’s area.

I've never heard of the BMABA before. Are you big?

12,500 members and counting, dozens of awards and nominations (from outside of our industry, so no ‘backhanders’!), partnerships with leading UK charities and nearly a decade in operation. Ultimately, you can be the judge of our success to date. Take a look at our awards & testimonials.



We’ve featured in newspapers and radio, have won various external accolades and continue to work with a number of high-profile charities and organisations. 

See What All The Fuss Is About >>

Bespoke & Exclusive


Please provide us with some key details and we will be happy to quote you.

  • We’ll Answer Any Questions

    As soon as we know your requirements, we welcome as many questions as you have – be that on us, insurance, membership or anything else.

  • Choose Your Package

    You tell us what membership and insurance options match your club needs best, to ensure the best possible package at the most affordable rate.

  • We’ll Get You Signed Up

    If you’re happy with everything, we’ll provide an on-boarding process that makes moving to us hassle free, fast and effective.

Your Membership Fees Are Not Being Spent On Fancy Perks For Fat Cat Directors.

It’s helping us change lives through our charitable foundation, and ensures a legacy of safer martial arts for generations to come.

We know so many martial arts organisations claim to be ‘Not For Profit’ but unless they’re a registered charity, they’re not. It’s as simple as that. We’re a registered Charitable Incorporated Organisation with the Charity Commission, so we’re legally and ethically bound to provide a charitable purpose. What’s more, we’re bloody proud of our foundation’s work using martial arts to change the lives of society’s most disadvantaged.

See where your membership fees are spent, and find out why we’re so proud to be transparent.