Martial Arts
Student Insurance

The UK’s Leading Provider Of Affordable Student Insurances Combined With Licencing & Membership

Martial Arts Student Insurance, Licensing & Membership

Flexible, affordable and comprehensive student memberships from a leading trade body for martial arts.

We are arguably one of the industry leaders for martial arts student insurance. We provide affordable, reliable and comprehensive martial arts student insurance & membership to tens of thousands of martial artists from as little as £0.49 per student annually. 

You can protect your students with martial arts student public liability insurance (also commonly referred to as member to member, but not always correctly so!) covering more than 150 different styles, sparring and weapons. Cover also includes our inclusive licensing meaning students grades and awards are recognised by a leading Association on a nationally basis.

We’re a tech-driven association, so no more paper forms and post! Register students online or via the app for immediate cover, with licence slips and certification available within 30 second of payment. What’s more our Lifetime Student Grade Register (LSGR) ensures that grades issued are recognised nationally on a publicly searchable register at no extra cost.

We’re proud to offer comprehensive martial arts student insurance and martial arts student membership for all of our members. There’s no minimum student amount required and you don’t have to register students with us at all if you don’t wish to – it’s your club, and your choice.


Our Martial Arts Student Insurance At A Glance;
  • ✅ Named Students Or Open Allocations

    Whether you prefer the traditional permanent record on a named student basis or an open allocation option which allows you to self-manage and recycle cover at club level, our modern approach to licencing can help.

  • ✅ Inclusive Of Insurance, Licensing & Membership

    All of our ‘student registrations’ are fully inclusive on insurance, licensing and membership. This means everything you need – from public liability or personal accident through to association membership, participation licenses or other association benefits – it’s all bundled into one price and one record.

  • ✅ Flexible Public Liability

    It’s your club and your students, so you’re free to select either One, Two or Five Million Public Liability (member to member) insurance as you require.

  • ✅ Optional Personal Accident (PA)

    We’re able to offer very affordable student personal accident (PA) to offer you and your students additional protection in the event of a ‘no-fault’ incident. This can include benefit amounts for treatment like physiotherapy and dental expenses, as well as loss of income and benefits for broken bones etc. See the ‘FAQs’ to see the full inclusions and cover.

  • ✅ Grade & Award Recognition

    From the issuance of grades (be it Kyu, Dan, Sash or Levels) to in-club tournaments and awards, student licensing ensures the documentation you issue in-house is recognised throughout the United Kingdom. Add credibility and value to your martial arts school’s operation.


We won’t be beaten on price or features.

With pricing reducing as low as £0.46 per slot, per year for bulk registrations, we’ll aim to beat any like for like price you find elsewhere.

What’s more, it’s so much more than just the student cover. Set aside the immediate online registration from the app or website (no more forms, PDFs or posting cheques!) – inclusive in the student fee is access to our ever-growing student community packed full of content, resources and tools to help with your student retention. On hand to help is our student liaison and safeguarding officers, too.

We’ll help you offer students a vastly superior club membership option inclusive of nationally recognised grades, access to exclusive student content and services, recognised insurances and licencing and more at prices not available elsewhere in the market.


What Is Martial Arts Student Insurance?

Student insurance (often referred to as ‘member to member’, ‘student indemnity’, ‘student licenses’ or other variations thereof) is a type of cover designed to afford protection to students in the event of an incident or injury within your club. Specifically when looking at student public liability (which is the type of cover provided with standard ‘student insurance) it provides compensation to a third party if a student is found liable for damage to property or injury to a person, in line with the policy.

BMABA Student insurance goes beyond just insurance. When we refer to student insurance, we’re referring to a combined student insurance, licensing and membership package which brings together all aspects of student management into a single registration. We do this to ensure there’s nothing left off. Alot of other associations might not do this, so bear this in mind!

BMABA Martial Arts Student insurance is designed to provide you with a range of insurances to protect you and your students in the dojo. It also includes BMABA student membership with the association, to help us offer additional features like international grade recognition and more. Student Licensing is bundled in too, which means student licenses are included.

Student Public Liability Insurance

By default all of our student memberships are inclusive of £1,000,000 Student Public Liability insurance designed to provide protection in the event of a student injuring a member of the public or causing damage to a venue. Cover is also available in £2,000,000 and £5,000,000 increments as required.This is sometimes incorrectly referred to as 'member to member indemnity.

Student Licencing

From the issuance of grades (be it Kyu, Dan, Sash or Levels) to in-club tournaments and awards, student licensing ensures the documentation you issue in-house is recognised throughout the United Kingdom. Student licensing also provides the participant with a national-body mandate to participate within martial arts at your club. This often incorporates things like licence slips, and so on.

Student Membership

Also included is BMABA Student Membership. This provides students with tools and services designed to help them stay at your club. This includes student engagement and retention services, as well as a dedicated student liaison officer, at no extra charge. Students can also access a purpose built online student portal, forums, communities, vlogs, podcasts and blogs to help you add credibility and value.

how it works

We Provide 2 Different Ways Of Registering Students

We provide access to two completely different ways of registering your students. It’s entirely up to you and your club to decide which one provides the right flexibility, price-point and features. You can mix-and-match with more than one type of registration too.

Named Registrations

All students receive PDF certification (membership certificate and a licence slip) to confirm their licence number and national registration. Grades are ratified in real-time via our national records database and can be submitted by clubs through our instructor portal. Students also have access to our student portal, liaison officers and enhanced safeguarding assistance, among other things.

The drawback is once a student is committed to a ‘slot’ it is locked in for the year. This option is usually preferred by smaller and medium sized clubs looking to add value and demonstrate national recognition for their student’s progress. Printed documentation and/or licence books are also available.

Open Allocation

On this option, you won’t receive any documentation or extras for the student other than the core licencing and insurance. You can allocate students anytime 24/7 to open slots and – the major bonus of open allocation – you can keep recycling allocations to new students should one leave, meaning you don’t end up with lots of churn on your books.

The drawback is the lack of certification and account extras but we do provide template documents for you to use. This option is usually preferred by larger clubs who have in-house branding set up.

The Different Types Of Student Cover & Memberships Explained

Our Student Insurance Is Only Available To BMABA Registered Instructors & Clubs

Join Today & Bulk Buy Discounted Student Blocks Or Use Pay As You Go Licences Throughout The Year. Your Club; Your Choice.

Costs & Pricing

All of our pricing is transparent and straightforward. Explore the unit costing of each of our student membership options.

Open Allocation Costings

We make all of our open allocation pricing straight forward and affordable with a view to ensuring it can be relied upon as a long-term solution for clubs and instructors. All costing is based on per allocation, per year and you’re free to recycle allocations to new students whenever you wish throughout the year.
Every student insurance & membership purchase includes;
  • £1, £2 or £5 Million Student Public Liability Insurance
  • Student Licensing
  • BMABA Student Membership
  • Student Database Admin
  • Student Liaison & Support Officers
  • Online Instant Student Registrations
  • Access To Student Resources
  • Help Gaining & Registering Students
  • Access To Our Student Community
  • Allocate & Manage Cover 24/7 Via Our Portal
  • Recycle Allocations Freely Throughout The Year
  • Optional Personal Accident Insurance
  • Plus More

Pricing for open allocation cover is easy and affordable with no need to worry about differing membership levels or inclusions, as it’s just the insurance placement which you can manage via our instructor portal.

Discounted Bulk Student Pricing

You’ll receive the best possible discounts by registering students in bulk.

QuantityUnit CostSaving Against RRP
0 – 10£2.4018.00%
11 – 20£2.2024.00%
21 – 50£1.9034.00%
51 – 100£1.7440.00%
101 – 200£1.2158.00%
201 – 350£0.9168.00%
351 – 500£0.7972.00%
501 – 1000£0.6577.00%

Per Allocation, Per Year Costing 

Inclusive of insurance and membership per allocation which can be re-assigned an unlimited number of times throughout the year.


OPEN ALLOCATION – £2.90 Per Student, Per Year

All of the listed benefits (to the left) with no certification as allocations are interchangeable and managed by you at club level. Template membership certificates, full use of our analytics & management platform along with full support are fully inclusive.

Named Membership Costings

Our costing is designed to be transparent, easy to follow and even more importantly – safe to build your club around. All of our cost in priced on the basis of per student, per year.
Every student insurance & membership purchase includes;
  • £1, £2 or £5 Million Student Public Liability Insurance
  • Full Student Licensing
  • BMABA Student Membership
  • Grade & Award Recognition
  • Access To Grading Support
  • Student Database Admin
  • Student Liaison & Support Officers
  • Online Instant Student Registrations
  • Access To Student Resources
  • Help Gaining & Registering Students
  • Access To Our Student Community
  • Optional Personal Accident Insurance
  • Plus More

Our price plans exist to offer clubs of different sizes the opportunity to decide on the additional added extras they feel help them achieve their goals.

Which one you choose (if any at all) are entirely up to you. Because of our amazing online student registration system you’re free to pick & choose which option you want for every student. This allows you to create tiers of pricing in your own club or to offer your students the individual choice of a more expensive & fully-featured membership against a more affordable yet basic membership.

Best of all, as the instructor you can be sure the key essentials – such as grade recognition, insurance, licensing & membership, are all covered.

Discounted Bulk Student Pricing

You’ll receive the best possible discounts by registering students in bulk.

QuantityCost Per HeadSaving Against RRP
0 – 10£3.705.00%
11 – 20£2.9125.00%
21 – 50£2.4936.00%
51 – 100£2.0248.00%
101 – 200£1.6856.00%
201 – 350£1.0173.50%
351 – 500£0.9874.60%
501 – 1000£0.7481.00%

Per Student, Per Year Costing 

For Clubs Who Prefer Pay As You Go Registrations With No Initial Bulk Registrations & No Minimum Students Per Year;

DIGITAL: £3.90 Per Student

No Minimum Required.

All of the listed benefits (to the left) plus digital certification. You’ll receive a membership certificate (A4), license slip (for standard UK license books) and any additional certification or membership documents in PDF format, ready for download 24/7.


Personal Accident Insurance

Many instructors in our industry get confused about student public liability and personal accident.

We’re pleased to be able to offer competitive student personal accident insurance to help you and your students feel more suitably covered, should you need it. It’s an optional extra so you don’t need to take it, but it’s there to help you and your students should you feel it’s worth adding.

Pricing on a pay as you go basis is £3.50 extra per student, per year however this can reduce down as low as £1.00 for bulk registrations.

What’s Covered?

We strongly recommend you take the time to read this guidance article here, which breaks down exactly what is and isn’t covered.

So much More Than Just Student Cover

To access BMABA student insurances, you’ll need to become an instructor or club member of BMABA. This in itself comes with full access to our industry-leading and award-winning range of features, tools and services, including;


Register Students 24/7 From Any Device With Instant Records & Documentation

We still of associations taking weeks to process paper licences! With BMABA, via the website or app, you can register students in real-time for automatic proof of cover, access to PDF licence slips, and more.

Stunning, Clear Documentation

You don’t have to use our licences if you don’t wish to but if you do, you’ll find stunning, easy to read and professional grade documentation available to show parents and students. We provide both A4 memberships certificates and standard-sized licence slips in PDF format for all students, with fully stamped and foiled printed copies available too.

No More Spreadsheets!

All of our clubs have access to our real-time database, meaning you can view, filter and edit student records in realtime against our national records.

Within 30 seconds of register students, you’ll see a clear, audited record for each student – named or open – to make it easier than ever keeping up to date with who’s covered and who isn’t.

Lots To Be Exicted About!


28 Days Free Temporary Cover

Register an unlimited number of students at any point, 24/7 - even when stepping onto the mats via our MyBMABA App - for 28 days free temporary student cover. Perfect for covering trial periods and new-starters.


Lots Of Flexibility

Not only is BMABA student cover super-competitive in terms of price, it's also super-flexible. Perhaps you want to pro-rata registrations, use some named and some open, produce custom licence slips? Whatever your club needs, we can help.


Automated Registrations

No more emailing over licence details and waiting for a type-writer produced document to eventually find you. All of our student insurances are instantaneous and automated, meaning your admin isn't held up by our systems.


Experts In Insurance

How much does your insurer know about martial arts, or does your martial arts body know about insurance? We're uniquely placed as experts in both, and that shows in our understanding of scope and cover.

Disciplines Covered.

We can provide cover for more than 180 disciplines and styles, and this list can be revised with our insurer on request where-ever a genuine discipline or style requires endorsing.

Aiki JuJitsu
Aiuchi Ju Jitsu
Aiwakai Karate Do
Ashihara Karate
American Kempo
Ba Ji Quan and Tai Chi
Bataireacht (Irish Stick Fighting)
BMABA Approved Disciplines & Styles
Bokh (Mongolian Wrestling)
Brazilian Ju Jitsu (BJJ)
British Combat Judo
British Folkstyle Wrestling
Bujinkan Budo
Bujinkan Budo Tai Jutsu
Bushi Kempo
Canne de Combat
Catch Wrestling
Ch`uan Fa
Ch`uan Shu
Cheibi Gad-Ga
Chi Gong
Chinese Kickboxing
Choy Li Fut
Choi Kwang Do
Close Protection Training
Close Quarter Combat (CQB)
Combat Hapkido
Combat Hopak
Combat Sambo
Conflict Management
Cuong Nhu
Dacayana Eskrima
Daido Juku Kudo
Daito-ryu Aiki Jujitsu
Danzan Ryu
Drunken Fist (Zui Quan)
Eagle Claw Kung Fu
Enshin Kaikan
Feng Shou
Filipino Martial Arts
Fitness Orientated Kickboxing
Folkstyle Wrestling
Freestyle Jujitsu
Freestyle Karate
Freestyle Karate Jutsu
Freestyle Kung Fu
Freestyle Kickboxing
Freestyle Taekwondo
Fu Jow Pai
Goju Kai Karate Do
Goju Ryu Karate
Gongkwon Yusul
Goshin Jutsu
Goshin Ryu Kempo Jujitsu
Haidong Gumdo
Han Mu Do
Historical European Martial Arts (HEMA)
Historical Fencing
Hung Ga
Huyen Langlon
Hwa Rang Do
Iinkai Judo
Isshin-Ryu Karate
Jado Kuin Do
Japanese Shotokan Karate
Jeet Kune Do
Jikiden Eishin Ryu Iaido
Jun Fan Gung Fu
Jun Fan Jeet Kune Do
Kaiai Jitsu
Kali Silat
Karate Jutsu
Kaze Arashi Ryu
Kempo Jujitsu
Kempo Ryu
Ken Fat
Kenshin Karate
Ki Aikido
Kick Boxing
Ko Budo
Korean Kickboxing
Koryu Uchinadi
Krav Maga
Kuk Sool Won
Kung Fu
Kung Fu To’a
Kyokushinkai Karate
Lathi Khela
Lau Gar
Lau Gar Kickboxing
Lau Gar Kung Fu
Lee Style Tai Chi
Leopard Kung Fu (Bao Quan)
Malla Yuddha
Marine Corps Martial Arts Program (MCMAP)
Martial Arts Based Fitness
Martial Arts Wrestling
Military Martial Arts
Mixed Martial Arts (MMA)
Monkey Kung Fu (Hou Quan)
Muay Boran
Muay Thai
Nearu Martial Art
Nihon Goshin Ju Jitsu
Ninpo Taijutsu
Niten Ichi-Ryu
North West Chinese Kickboxing
Pa Kua
Pa Qua
Personal Protection
Physical Intervention
Pradal Serey
Qi Kwan Do
Qwan Ki Do
Quan Fa
Reality Based Martial Arts
Russian Martial Arts
Sanjuro Martial Arts
Sankukai Karate
Seiki Juku Karate
Self Defence
Self Protection
Shaolin Kempo Karate
Shaolin Kung Fu
Shaolin-Tsu Kempo
Shito-Ryu Karate
Shindo Jinen Ryu
Shorinji Kempo
Shorin-Ryu Karate
Shotokan Goju Ryu
Shotokan Karate
Shuai Chiao
Shuai Jiao
Shukokai Karate
Soo Bahk Do
Sport Boxing (Martial Arts Based)
Sport Karate
Sport Sambo
Submission Wrestling
Tai Chi
Tai Chi Chuan
Tai Jutsu
Tang Soo Do
Thai Boxing
Tiger Claw Kung Fu (Fu Jow Pai)
Tora Kai
Traditional Aikido
Traditional Italian Martial Arts
Traditional Karate
Traditional Wado Ryu
Unarmed Combat
Viet Vo Dao
Wado Ryu Karate
Wing Chun
Wing Chun Kung Fu
Wing Tsun
World Tang Soo Do
Yoseikan Budo
Zen Shin Karate

Weapons Included

You won’t pay a penny more for including up to nearly 100 training weapons and aids. We can also provide standalone live blade insurance, should you need it for test cutting and demonstrations.

3 Section Staff
6″ Staff
Bamboo Sword
Blunted Metal Sabre
Bo Staff
Bow & Arrow**
Broadsword (Blunted)
Broadsword (Wooden)
Butterfly Knives (No Live Blades)
Chain Whip
Clubs (Wooden)
Cosh (Blunted Blade Only)
Dagger (Blunted Blade Only)
Dan Bong (Short Sticks)
Dummy Weapons
Escrima Sticks
Foam Batons
Foam Weapons
Focus Mitts
Guns (Plastic)
Habo Staffs
Iaito (Practice Only)
Jo Staff
Kali Sticks
Kama (Blunted Blade Only)
Katana (Blunted Blade Only)
Kendo Shinai
Kenpo Sticks
Knives (Blunted Metal)
Knives (Plastic)
Knives (Rubber)
Knives (Wooden)
Kunai (Blunted Blade Only)
Leather Whip
Naginta (Blunted Blade)
Padded Sticks
Padded Weapons
Plastic Bottle
Plastic Weapons (No Live Blades)
Practice Sword (No Live Blades)
Rice Flail
Rokushaku Bo (Japanese Staff)
Rubber Sticks
Rubber Weapons
Safety Weapons
Shaolin Staff
Shinai (Blunted Blade Only)
Shuko (Demonstration Only)
Swords (Blunted Metal)
Swords (Plastic)
Swords (Rubber)
Swords (Wooden)
Tai Chi Sword (Blunted Blade Only)
Tiger Fork
Togakure Bokken
Training Knife (No Live Blades)
Training Swords (No Live Blades)
Training Weapons (No Live Blades)
Wing Chun Pole
Wooden Shou
Wooden Weapons (No Live Blades)
Led By The Multi-Award Winning Social Entrepreneur & Men's Health Coach Of The Year

We were set up in 2020 by Giovanni Soffietto – a then unknown twenty year old who had grown up in poverty. Armed with just £20 of ‘start up capital’ but a life-time of passion for martial arts, BMABA has today become the multi-award winning organisation renowned for professionalism and for being a major industry disruptor.

BMABA Student Cover Can Help Your Club Grow

Because BMABA student insurance comes with membership and licencing, it makes it both easier than ever and completely genuine for you to charge an annual membership fee to your club, inclusive of a BMABA Licence. This extra revenue can be game-changing for clubs in terms of providing recurring, predictable revenue for new equipment, growth or wages.

Questions & Answers (FAQs)

No, there isn’t. You can register as many or as few students as you wish. If you opt for a bulk registration you’ll save money against the pay as you go cost, but we don’t mandate student insurance at all – so you can join BMABA and register nobody if you like!

Our specialist group cover policy is underwritten by a ‘syndicate’ of different insurers, as the policy provides access to a number of different types of insurance. We (the association) are the policy holder and you are assigned to the policy with membership. In respect of Public Liability the core cover is served via AXA with Pulse Insurance serving our Personal Accident. 

If there’s anything else you’d like to see or feel is needed to make an informed decision about the policy’s suitability, please see the following articles;

Open Allocation Student Cover Explained

Named Student Cover Explained

Student Personal Accident Cover Explained

Put quite simply, the biggest cost for us when assigning student covers is the staff related costs administering it. For this reason, if you purchase in bulk, we can pass on that time saving as our team aren’t replicating administration in the same way as they might be for one at a time registrations.

No, it’s not. Lots of associations try and make out that it is, but in reality that simply isn’t true. It is recommended in terms of ensuring students are suitably insured and licenced, but there is nothing forcing you to register students.

Yes, sort of.

In terms of passing on just the student cover and claiming it costs more than it does – no. But that’s purely around ethics, and ensuring you don’t end up with students Googling us and finding out pricing themselves!

But can you include it with an annual or recurring club membership fee and use it to add value, and help you justify an annual fee? 100% yes!

Nothing is specified by the insurer. We tend to recommend 4 to 75 and anything outside of this can work on a quick approval by writing (email or chat is fine). We have lots of 3 year old students on cover, as well as students as old as 100!

Need a FREE Club Management Platform that can help you track student data, grades, attendance, payments and so on?

It's included.

ClubManager by BMABA is our in-house, expertly built and actively maintained Club Management System built exclusively for our clubs.

Track grade, attendance, payments, student progress, classes, licences, insurances and more. Host a shop, content and full website or just the management system. 

Host your incident log book, risk assessments and concussion data next to tasks, members content and so much more.

It’s the perfect compliment to BMABA student cover, and it’s free for our members.


Access our award-winning range of resources, tools and support with a BMABA instructor membership. Pricing starts for less than your average monthly coffee.