Martial Arts Club Insurance
Comprehensive & Flexible Martial Arts Club Cover For Clubs Of All Sizes & Styles
Martial Arts ‘Whole Club’ Insurance & Licensing
The British Martial Arts & Boxing Association (BMABA) is one of the UK’s leading providers of Martial Arts Insurances via our specialist group cover policy.
We can provide your club with access to affordable, flexible cover to include Instructor Public Liability and Professional Indemnity, Personal Accident, Equipment Cover, Abuse Extensions, Student Public Liability and Personal Accident, Employer’s Liability and so much more.
Cover is available from our leading Group Cover Policy for more than 180 disciplines and styles. From traditional like Karate and Jujitsu through to modern such as MMA and Muay Thai; specialist like Krav Maga, Self Defence and HEMA to popular styles like Taekwondo and Judo – it’s covered.
Don’t leave one of your most important professional obligations up to an insurer with no knowledge of what’s involved with the instruction of martial arts – trust a professional association who has access to a specialist group cover policy.
Our club cover is specifically designed for dojos or businesses joining us with more than one instructor. We make the onboarding process fast and easy, catering for just about any bespoke arrangement required.
Our Martial Arts Instructor Insurance At A Glance;
Available Cover
We can offer a flexible approach to cover, providing only what you need via either our Group or Club products.
For Instructors & Teaching Staff
For Students
For Clubs
What aRE The Specific Insurances?
We’re experts in martial arts insurance, so we won’t try and fob you off with the basics. Let’s deep-dive into available cover.
Public Liability (PL) Cover
Public Liability is considered a core martial arts insurance and is available at £5,000,000 or £10,000,000 for instructors, £5,000,000 for clubs and £1,000,000, £2,000,000 or £5,000,000 for students. In a nutshell, it provides cover for your legal liability to pay compensation to third parties for bodily injury and/or damage to property as the result of a negligent act by the Insured arising out of the instruction of martial arts. This is the most typical claim we see.
Professional Indemnity Cover
This provides cover for claims against an instructor or the club (business) based upon professional advice given – for example, specific guidance that leads to a financial loss or the failure to fulfil a contract, rather than injury arising from supervision of a class. This could also include unintentional infringement of intellectual property rights, loss of documents or data in your trust, unintentional defamation, libel or slander, unintentional breach of confidence, confidential duty or misuse of information or bad advice on websites & social media, subject to the policy wording. £1,000,000 Professional Indemnity (PI) is included free of charge at the association’s cost for all instructors and clubs.
Abuse Cover
Abuse extension is a very specialist type of cover, and it’s only available from a very few select insurers. Abuse Extension (AE) provides cover for defence of the named instructor if there is an allegation of abuse made against them. This wouldn’t be covered under usual PL or PI, so provided an additional level of support to the instructor. It can also help clubs (businesses) in defending themselves if an instructor is found to be acting inappropriately. We provide £500,000 cover free of charge for all instructors and for clubs.
Personal Accident Cover
Uniquely different to public liability insurance, personal accident cover doesn't require somebody to be proven legally to be at fault in order to claim. This avoids costly and lengthy legal debates and court, thus allowing a student or instructor to claim immediately if they're injured, even if nobody else is involved. This type of cover provides lower levels of indemnity for specific instances - such as £250 of dental or physiotherapy - as opposed to much larger legal liabilities typically under the PL.
Contents Cover
Contents cover can be provided for both individual instructors (for equipment directly in their care) as well as clubs, for up to £5,000 as standard with more available on request. This helps to replace stolen or lost equipment and kit.
Employer's Liability Insurance
This is a legal requirement every business or employer must have. It also applies to clubs with volunteers, work placements or freelance team members too in almost all cases.
Live Blade Cover
As an optional level of additional cover, we have an exclusive Live Blades Insurance policy that can help clubs provision a special type of insurance for live bladed test cutting and demonstrations, as well as for importing or traveling with weapons.
Cost?
WE WON'T BE BEATEN ON PRICE
All of our club pricing is volume based to ensure discounts increase the larger your club becomes.
INSTRUCTOR INSURANCE
Instructors insurance (£5,000,000 Public Liability, £1,000,000 Professional Indemnity & £500,000 Abuse Extension) combined with membership and access to all of our membership features is available for as little as £59 per instructor, per year.
STUDENT INSURANCE
Student insurance (£1,000,000 Student Public Liability) combined with student membership and licencing, as well as access to all of our resources and student tools is available for as little as £0.49 per student, per year.
CLUB INSURANCE
Company cover (club cover) inclusive of £5,000,000 Public Liability, £1,000,000 Professional Indemnity, £500,000 Abuse Cover and £10,000,000 Employers Liability is available for £149.99.
We'll beat any like for like quote found elsewhere for less. Jump onto web chat to discuss with the team.
Resources & Tools
From template grading certificates through to model safeguarding policies, instructor qualifications through to club management courses. Template documents, merchandise, SEO, risk assessments; you name it, we've got it.
Regulatory Support
From safeguarding best practice to legal requirements of teaching children's classes. Transporting weapons in public through to signing leases on gyms; we're in your corner.
Innovative Technology
Included with membership is dedicated platforms to help with SEO, Analytics, Club Management, Content Publishing, Websites, Online Payments,Forms, and so much more.
Guidance & Support
Whether it's mentoring on how best to market and grow your club through to support and advice on safeguarding, regulation or set-up - we're experts in all things martial arts club management.
CLUB MANAGER BY BMABA
An easy to use, comprehensive system that's completely free and makes managing your club easy.
We’ve built ClubManager by BMABA from the ground-up exclusively for our clubs. We’re experts in martial arts, so we know exactly where the pinch-points in club management adn admin occur.
Professional, Expert Certification & licencing
Whether it’s your student licence slips for the next event, or your instructor insurance documentation for the primary school you’re about to start teaching at; you need to know that the certification you hand over is professional, and will have your back.
We’ve issued over 1,000,000 certificates since 2012, across a range of insurances, licences and memberships and all of our documentation – both digital and in print – looks the part, and helps you do your part.
With enhanced security features like UV stamps, embossed foils and unique identification numbers linked to national instructor registers, there’s nobody else in UK martial arts who can help do the quality of your teaching justice like BMABA,
WHY JOIN?
We're a Martial Arts Trade Body, Not Some Massive Corporate Insurer
Monthly or Annually
Bespoke Arrangements
Always Updated
We Can Help Upskill Your Team. Or Not. It's Your Choice.
Inclusive in any fees paid is access to MyBMABA for you and any of your instructors, assistants and volunteers. This can be used to provide exclusive access to content, courses and qualifications from safeguarding and coaching to first aid and concussion management.
If that doesn’t work for your club, you can decide not to grant your team MyBMABA access. It’s entirely up to you.
We'll Help Tackle That Mountain of Admin!
Whether it’s setting up a management account for your club secretary can login and take care of student registrations, through to the completely inclusive Club Management Platform; we’ve got dozens of resources and systems in place that can help tackle the issue of admin.
With you every step of the way
We're confident there's nobody else in UK martial arts doing what we're doing. From the core cover and licencing needs through to essentials like DBS checks and safeguarding, through to the latest technology - we're in your corner.
Often for less than an insurer's standard premium we can offer so much more. One place. One Membership. From a trade body built on reputation and renowned for helping clubs grow professionally and fairly.
The Basics
Insurance, licensing, DBS checks, safeguarding, first aid - the core stuff you need to function on a day to day basis. We've got it.
Expanding
Whether it's growing your student base or taking on private tuition. Corporate clients through to events; we'll help you expand.
The Moonshot
With the latest technology and services - such as AI, SEO, Analytics, and so much more. We'll help you shoot for the moon.
Multi-Award Winning & As Seen On Various Platforms
Exclusively with BMABA
How We Help.
STARTING UP
GROWING
ADMIN & FINANCE
TECHNOLOGY
Your questions answered
Common questions
How much does club cover cost?
How much we charge depends on how big the club is, and how many people (instructors and students) are needed, as well as the specifics of the insurance you may or may not want. All of our pricing is transparent and you can ‘have a play’ with pricing in full from here.
Is cover venue specific?
No, it’s not. We cover based on a ‘per instructor’ or ‘per student’ basis – so anyone covered under our group cover policy can teach or train in any location, under any club and in any style provided it’s a BMABA club.
What is your claims history like?
We fortunately (touch wood!) suffer very few claims. This is in part because we’re a professional organisation that only attracts top-quality instructors, but it’s also (we think) due to us being absolutely clear on what insurance will and won’t cover. We don’t leave that sort of thing up to chance.
So far we’ve had an excellent experience with AXA (XL Catlin) our insurer with no claims challenged when presented.
How much control do you take over my club?
None. Provided you meet the minimum criteria around safeguarding, professional standards and ethics, we’ll happily leave you to manage your club-level affairs with complete sovereignty.
You don’t involve us in gradings, you don’t pay us anything in fees (except the transparent monthly or annual membership fees), and you can use as much or as little of our guidance, tools and resources as you wish.
It sounds too good to be true. What's the catch?
There really isn’t one. Our business model is built on scale. We’ve worked hard over since 2012 to build a substantial membership base which means lots and lots of clubs paying very small amounts into ‘one big pot’. This allows us to use scale of economy to invest in technology, resources, insurances and so on – and ultimately, that cost saving is passed back to our members. In turn, we grow. And so on.
That said, we understand your scepticism and actually welcome it. Exploring our website or contacting our team is the best way to ‘size us up’ but we also offer a year’s free affiliate membership too, should you want to have a look ‘under the hood’ before you jump.
Can I see the policy terms and wording?
Absolutely. We wouldn’t let you join without doing so. Please find the below links to our handbook, which although primarily designed to help instructors and clubs already with us understand cover and terms, we think it’s also a really helpful and transparent way for you to see the details and get a feel for how well we understand what we do;
I have another question.
The fastest way to get answers (aside from reading our website fully) is to use web chat, located at the bottom of your screen. Alternatively, you can reach us here too.
What Does Our Membership Offer?
BMABA is one of the UK’s leading multi-style, independent associations for martial arts and combat instructors, clubs, senseis & coaches.
Our membership is renowned as being the most comprehensive available to UK clubs and instructors. We don’t just offer certification, nor just insurance. Instead we bundle dozens of tools, features, licensing provisions, insurances and resources into a single membership package. We are confident you will not find another martial arts association in the UK able to offer so much for so little.
From a free club website to template documents, grading certificates through to black belt gradings. Networking, printing, syllabus recognition, student insurance; you name it – we’ve got it. One place, one login, one renewal. Simple.
We’re politics free, completely independent, community led and fiercely committed to the development of our industry, leading the way for change and a modern martial arts industry.
Dozens Of Resources & Tools To Help Your Club Grow
From a free club website, marketing advice and business support through to template risk assessments, stock grading certificates and printing – our membership provides you with access to dozens of resources and tools to help you grow your club and retain students.
Comprehensive Certification & Licensing
From instructor certificates and recognition of grade documentation through to vocational Dan gradings, syllabus licensing, instructor licenses and more; our membership provides access to fully comprehensive licensing provisions.
Affordable Insurance & Core Provisions
Access affordable instructor, student and club insurance, as well as access to discounted first aid training, enhanced DBS checks, safeguarding qualifications and more, exclusively for BMABA clubs and instructors.
No Politics, No Egos, No ‘Who’s-Who’
We’ve been strictly politics free since 2012 and pride ourselves on running a community led organisation on the sound principles of good governance and genuine transparency.
Freedom To Run Your Club, Your Way, With Our Backing
You remain able to run your club with absolute independence, free of interference. What’s more, you’ll be backed up by our multi-award winning governing body with certification, licensing, endorsement, business support and more as standard.
Plus So Much More As Standard Just Some Of The Tools & Resources We Offer
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Instructor Certification & Licensing
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Student Insurance & Licensing
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Free Instructor Qualifications
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Safeguarding Qualifications
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Enhanced DBS Checks
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First Aid Training
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Free Club Website
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Club Management Support
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Instructor Certification & Licensing
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Logos & Accreditation Marks
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SEO (Search Engine Optimisation) Platform
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Local & National Networking
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Stock Grading Certificates
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Free Instructor Qualifications
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Template Documents & Forms
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Printing & Design
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Safeguarding Code For Martial Arts
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Best Practice Guidance
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WordPress Hosting
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a.i For Martial Arts
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Event Management Checklists
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Safeguarding Model Policies
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Analytics & Tracking Tools
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Budgeting Apps
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Professional Webmail
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Clothing & Uniform
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Cyber Toolkit
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Cash Grants & Funding
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Risk Management Awards
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Concussion & Head Injury
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National Advertising
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Entrepreneur's Support
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Plus So Much More
FREE Club Management Software Exclusively Built By Us, Just For Our Clubs
ClubManager by BMABA is our in-house, professionally developed Club Management solution. It’s free for all of our members and comes with a tonne of essential and groundbreaking features as standard.
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Attendance & Grade Tracking
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Student Records Management
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Class Bookings & Timetables
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Flexible Payments & Memberships
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Grading Certificates Generator
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Licence Slip & Documents Generator
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Customised Branding & Functionality
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Data Freedom & Ownership
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Manage Events & Competitions
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Student Portal & Member's Content
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Concussion & RtP Management
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Digital Incident Log Book
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Digital Risk Assessments
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Task Management
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Registrations & Waivers
Disciplines Covered.
We can provide cover for more than 180 disciplines and styles, and this list can be revised with our insurer on request where-ever a genuine discipline or style requires endorsing.
| Aiki JuJitsu |
| Aikido |
| Aiuchi Ju Jitsu |
| Aiwakai Karate Do |
| Ashihara Karate |
| American Kempo |
| Angampora |
| Arnis |
| Atemi |
| Ba Ji Quan and Tai Chi |
| Baguazhang |
| Bajiquan |
| Bajutsu |
| Bando |
| Bartitsu |
| Bataireacht (Irish Stick Fighting) |
| BMABA Approved Disciplines & Styles |
| Bojitsu |
| Bojuka |
| Bojutsu |
| Bokator |
| Bokh (Mongolian Wrestling) |
| Brazilian Ju Jitsu (BJJ) |
| British Combat Judo |
| British Folkstyle Wrestling |
| Budokon |
| Bujinkan Budo |
| Bujinkan Budo Tai Jutsu |
| Bujutsu |
| Bushi Kempo |
| Bushido |
| Butthan |
| Canne de Combat |
| Capoeira |
| Catch Wrestling |
| Ch`uan Fa |
| Ch`uan Shu |
| Chambarra |
| Cheibi Gad-Ga |
| Chi Gong |
| Chinese Kickboxing |
| Choy Li Fut |
| Choi Kwang Do |
| Close Protection Training |
| Close Quarter Combat (CQB) |
| Combat Hapkido |
| Combat Hopak |
| Combat Sambo |
| Conflict Management |
| Coreeda |
| Cuong Nhu |
| Dacayana Eskrima |
| Daido Juku Kudo |
| Daito-ryu |
| Daito-ryu Aiki Jujitsu |
| Dambe |
| Danzan Ryu |
| Drunken Fist (Zui Quan) |
| Dumog |
| Eagle Claw Kung Fu |
| Enshin Kaikan |
| Escrima |
| Fencing |
| Feng Shou |
| Filipino Martial Arts |
| Fitness Orientated Kickboxing |
| Folkstyle Wrestling |
| Freestyle Jujitsu |
| Freestyle Karate |
| Freestyle Karate Jutsu |
| Freestyle Kung Fu |
| Freestyle Kickboxing |
| Freestyle Taekwondo |
| Fu Jow Pai |
| Gatka |
| Glima |
| Goju Kai Karate Do |
| Goju Ryu Karate |
| Gongkwon Yusul |
| Goshin Jutsu |
| Goshin Ryu Kempo Jujitsu |
| Haidong Gumdo |
| Hakuda |
| Han Mu Do |
| Hanbojutsu |
| Hapkido |
| Historical European Martial Arts (HEMA) |
| Historical Fencing |
| Hojojitsu |
| Hsing-i |
| Hsing-yi |
| Hung Ga |
| Huyen Langlon |
| Hwa Rang Do |
| Hwarang-do |
| Iaido |
| Iaijutsu |
| Icho-Ryu |
| Iinkai Judo |
| Isshin-Ryu Karate |
| Itto-Ryu |
| Jado Kuin Do |
| Japanese Shotokan Karate |
| Jeet Kune Do |
| Jikiden Eishin Ryu Iaido |
| Jojutsu |
| Judo |
| Jujitsu |
| Jun Fan Gung Fu |
| Jun Fan Jeet Kune Do |
| Jutsu |
| Kaiai Jitsu |
| Kajukenbo |
| Kalaripayattu |
| Kali |
| Kali Silat |
| KAPAP |
| Karate |
| Karate Jutsu |
| Karate-Do |
| Karate-Jitsu |
| Kaze Arashi Ryu |
| Kempo |
| Kempo Jujitsu |
| Kempo Ryu |
| Ken Fat |
| Kendo |
| Kenjutsu |
| Kenpo |
| Kenshin Karate |
| Keysi |
| Ki Aikido |
| Kick Boxing |
| Ko Budo |
| Kobudo |
| Kokondo |
| Korean Kickboxing |
| Koryu Uchinadi |
| Krabi-Krabong |
| Krav Maga |
| Kuk Sool Won |
| Kumdo |
| Kung Fu |
| Kung Fu To’a |
| Kyokushinkai Karate |
| Kyudo |
| Lathi Khela |
| Lau Gar |
| Lau Gar Kickboxing |
| Lau Gar Kung Fu |
| Lee Style Tai Chi |
| Leopard Kung Fu (Bao Quan) |
| Lerdrit |
| Maarlisk |
| Malla Yuddha |
| Marine Corps Martial Arts Program (MCMAP) |
| Martial Arts Based Fitness |
| Martial Arts Wrestling |
| Military Martial Arts |
| Mixed Martial Arts (MMA) |
| Monkey Kung Fu (Hou Quan) |
| Muay Boran |
| Muay Thai |
| Nearu Martial Art |
| Nihon Goshin Ju Jitsu |
| Ninjitsu |
| Ninpo Taijutsu |
| Ninjutsu |
| Niten Ichi-Ryu |
| North West Chinese Kickboxing |
| Okichitaw |
| Pa Kua |
| Pa Qua |
| Panantukan |
| Pankration |
| Personal Protection |
| Physical Intervention |
| Pradal Serey |
| Qi Kwan Do |
| Qwan Ki Do |
| Quan Fa |
| Reality Based Martial Arts |
| Russian Martial Arts |
| Sanjuro Martial Arts |
| Sankukai Karate |
| Sanshou |
| Sarak |
| Sarit |
| Savate |
| Seiki Juku Karate |
| Self Defence |
| Self Protection |
| Shaolin Kempo Karate |
| Shaolin Kung Fu |
| Shaolin-Tsu Kempo |
| Shintaido |
| Shito-Ryu Karate |
| Shindo Jinen Ryu |
| Shorinji Kempo |
| Shorin-Ryu Karate |
| Shotokan Goju Ryu |
| Shotokan Karate |
| Shuai Chiao |
| Shuai Jiao |
| Shukokai |
| Shukokai Karate |
| Shuri-Ryu |
| Sibpalki |
| Sikaran |
| Silambam |
| Silat |
| Sokudo |
| Soo Bahk Do |
| Sport Boxing (Martial Arts Based) |
| Sport Karate |
| Sport Sambo |
| Ssireum |
| Submission Wrestling |
| Sumai |
| Sumo |
| Sulkido |
| Systema |
| Taekkyeon |
| Taekwondo |
| Tai Chi |
| Tai Chi Chuan |
| Tai Jutsu |
| Taido |
| Taijutsu |
| Tang Soo Do |
| Thai Boxing |
| Thang-ta |
| Tiger Claw Kung Fu (Fu Jow Pai) |
| Tora Kai |
| Traditional Aikido |
| Traditional Italian Martial Arts |
| Traditional Karate |
| Traditional Wado Ryu |
| Unarmed Combat |
| Viet Vo Dao |
| Wado Ryu Karate |
| Wing Chun |
| Wing Chun Kung Fu |
| Wing Tsun |
| World Tang Soo Do |
| Wushu |
| Yoseikan Budo |
| Zen Shin Karate |
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