Multi-Award Winning
Martial Arts Club Insurance
Built by martial artists. Reinvested into martial arts. Not a penny to shareholders.
BMABA CIC
The Smarter Way To Insure & Licence Your Martial Arts Club
Martial Arts Club Insurance That Works As Hard As You Do
At BMABA CIC, we provide comprehensive, specialist martial arts insurance built around what real clubs and instructors actually need. This isn’t a generic policy dressed up with martial arts branding. It’s cover shaped by more than a decade of hands-on industry leadership, designed and managed by a not-for-profit organisation that actively supports, advocates for, and reinvests into UK martial arts.
From instructor insurance and student licensing to free event cover and free club cover for qualifying clubs, we offer a single, easy-to-manage solution covering your insurance, compliance, safeguarding, and growth needs. All from one place, and all backed by AXA XL.
As a UKAS-accredited ISO 9001:2015 certified organisation and FCA-registered Introducer Appointed Representative, our governance is as strong as our values. Trusted by more than 100,000 members across 6,500 instructors, assistants, and volunteers from over 3,000 clubs, we are the independent martial arts association the sector has been waiting for.
BMABA CIC
Why Clubs Choose BMABA Over A Standalone Insurer
Built by martial artists. Backed by AXA XL. Every penny of profit reinvested into UK martial arts.
Flexible and Affordable
Monthly or annual plans with no extra charges for multiple styles or weapons. Tiered pricing that gets more cost-effective as your club grows.
Insurance and Membership in One
Your policy includes CPD training, safeguarding tools, licensing, club management software, digital certificates, and compliance dashboards. All included, no extra fees.
Expert Guidance, No Pressure
Clear, jargon-free support before you join, throughout your policy, and if a claim ever arises. Our team know insurance and martial arts. No call centres.
Martial Arts-Specific Protection
Public liability, professional indemnity, abuse cover, products liability, personal accident, and contents. All crafted exclusively for martial arts, underwritten by AXA XL via Lloyd’s.
Regulated, Accredited and Impact-Led
UKAS-accredited ISO 9001:2015 certified, FCA-registered, and Cyber Essentials Plus certified. A multi-award-winning social enterprise with governance to match.
Trusted by 3,000+ Clubs
More than 100,000 members across 6,500 instructors, assistants, and volunteers. Every style, every size, every stage.
Multi-Award Winning & Nationally Recognised
Available Cover
- We can offer a flexible approach to cover, providing only what you need via either our Group or Club products.
Instructors & Coaches
BMABA CIC offers both Named Instructor Insurance and Open Allocation Instructor Insurance to suit clubs of all sizes and structures. Named cover insures a specific individual. Open Allocation provides flexible policies that can be assigned and reassigned between instructors as needed, ideal for clubs with guest instructors or rotating staff.
Both formats include as standard: £5M Public Liability, £1M Professional Indemnity, £500K Abuse Cover, and £1M Products Liability. Worldwide cover applies, excluding the USA and Canada.
Also included as standard with every named instructor policy: free cover for sanctioned events, live and pre-recorded online lesson cover, temporary instructor cover for sickness and holidays, maternity and paternity provisions, birthday party cover, and holiday camp and food preparation cover. These are not extras. They come as standard.
Optional additions include a £10M Public Liability upgrade at £37.00 per year, Contents Cover up to £5,000 at £75.00 per year, and Personal Accident cover across three tiers.
Instructor insurance starts from £67.99 per year for named cover and £77.99 for open allocation at volume. Membership is separate and starts from £22.99 per year at volume. The more instructors your club registers, the lower the per-instructor cost across both membership and insurance.
Cover is underwritten by AXA XL via Lloyd’s, accessed through our FCA-registered broker.
Students
BMABA student insurance provides affordable, scalable public liability cover for every student at your club. Every registration includes £1M Student Public Liability Insurance, BMABA Student Membership, and a formal BMABA licence.
Importantly, member-to-member cover has been explicitly confirmed in writing by AXA XL. Student-on-student incidents during training are covered, something not guaranteed by all providers.
You can choose between Named student cover, where each student is individually registered and issued a lifetime licence, or Open Allocation cover, where you insure a number of active student slots without naming individuals. Both options integrate directly with the Lifetime Student Grade Register, our national safeguarding framework, and Club Manager.
Optional Personal Accident cover is available across three tiers for students wanting additional protection for injuries sustained during training, at £4.99 per student per year or £0.49 per month.
Pricing scales significantly with volume. Named student cover starts at £3.70 per student per year for smaller clubs, reducing to £0.54 at 1,000 students or more. Open Allocation starts at £2.40, reducing to £0.49 at volume.
Clubs & Businesses
Club Cover provides business-level protection for clubs operating as a formal legal entity, whether a limited company, CIC, LLP, charity, or similar structure. This sits above your instructor and student insurance and protects the organisation itself.
Cover includes £5M Public Liability, £1M Professional Indemnity, and £500K Abuse Cover for the club as a legal entity.
For qualifying clubs, Club Cover is provided completely free. If you hold a Regulation Ready Bronze score or above, insure your instructors through BMABA, and register your students through BMABA, the full annual Club Cover cost is gifted to your club. That is our investment in clubs that take governance seriously.
For clubs not yet qualifying, Club Cover is available at £169.99 per year or £16.99 per month.
If your club requires Employer’s Liability or premises cover, we operate a referral process to connect you with appropriate providers.
Volunteers & Assistant Instructors
Assistants and volunteers do not require standalone insurance policies. Provided they are fully supervised and not leading classes independently, they fall within the scope of the lead instructor’s cover.
For clubs wanting to formally register, licence, and recognise their assistants and volunteers, dedicated registrations are available. These provide formal BMABA recognition, access to MyBMABA, exclusive CPD including the Assistant Training Programme, safeguarding, concussion management, SENCO, and first aid training, and full integration with your club’s compliance framework.
Assistant Instructor registration costs £24.99 per person annually, or five for £100.00. Volunteer registration costs £9.99 per person annually, or five for £39.96. Monthly options are available at £2.49 and £0.99 respectively.
Events Cover
From April 2026, qualifying clubs can run unlimited sanctioned events completely free of charge. Previously priced at £189.99 per event, free event cover is now included automatically for clubs with active instructor insurance and student licensing through BMABA.
Cover extends to events with up to 500 participants and up to 250 students. Full contact and multi-day events are included. All attending competitors must hold a valid BMABA licence, which is nationally transferrable across the UK. Non-BMABA competitors can be added to student licences or covered at £2.50 per head.
Our dedicated event management platform is available to help you plan, manage, and document your events from start to finish.
For clubs not yet qualifying for free event cover, or for events requiring bespoke arrangements, our team can discuss options on request.
Referee and Officials
Specialist cover is available for referees, judges, and ring officials working at competitions, fights, and tournaments. This is a standalone cover designed for those officiating at events rather than instructing or competing.
Referee and Officials cover is available from approximately £3.33 per month, making it one of the most affordable specialist covers in UK martial arts.
If you run events and want to ensure your officiating team are properly covered alongside your competitors and instructors, this is the cover to add.
Live Blade Use & Insurance
Live blade cover is available to BMABA members and is fully activatable online through MyBMABA. Cover applies to live blade demonstrations, test-cutting, and martial arts exempt weapon importation in approved instructional contexts.
Border Force letters and certification are available on demand through your MyBMABA account, providing the documentation you need quickly and without unnecessary process. This is particularly relevant for disciplines including Iaido, HEMA, Kenjutsu, and traditional weapons-based practice.
Cover requires supervised use, controlled environments, and use justified for traditional, instructional, or technical martial arts purposes. Safe storage and transportation practices are required as standard.
More Than Insurance. An Entire Ecosystem, Included.
When you join BMABA, you’re not just buying a policy. You’re joining a not-for-profit association that reinvests every penny into UK martial arts. Alongside comprehensive insurance, every member gets access to our full suite of CPD and qualifications, governance and safeguarding frameworks, club management software, tech tools, resources, and expert support. All included. No hidden fees. No shareholders.
More Than Insurance. We're The UK’s Independent Martial Arts Association Backing Your Club
Unlike insurers who offer nothing more than a certificate and a premium, we’re a not-for-profit, community-first organisation built to serve you. Not shareholders.
When you insure with BMABA CIC, you’re not just ticking a legal box. You’re unlocking a complete ecosystem of tools, training, governance, and support. All included, and all at no extra cost.
- Full instructor and club licensing
- CPD-certified safeguarding & compliance training
- Free Club management and billing software
- Certification, Licencing & Support
- Plus Loads More
Explore pricing and build your own bespoke club cover package.
Select what you need, leave out what you don’t. Join the community.
A Complete Club Ecosystem, Included As Standard
Your club cover comes with expert tools, compliance support, licensing, training, and governance. All included, with no hidden fees.
Not-For-Profit, Instructor-Led, & Independent
We're a UKAS-accredited community interest company and a social enterprise built by instructors, for instructors. Not a commercial insurer. Every penny is reinvested into grassroots martial arts support, safeguarding, and national progress, not shareholder profits.
Unmatched Tools, Tech and Training
Access a full suite of resources including student systems, Club Manager software, licensing dashboards, CPD-certified safeguarding courses, digital certificates, and live compliance tools. All included with membership.
Regulation-Ready Governance & Recognition
ISO 9001:2015 certified, UKAS-accredited, and nationally respected. From safeguarding and DBS to CHIMA, SYV, trauma-informed coaching, and mental health first aid training, we lead the way on safety, accountability, and good governance. Ready for a regulated future.
Trusted by Thousands, Respected Nationwide
More than 3,000 clubs and 6,500 instructors trust BMABA to lead on insurance, compliance, and club development, with over 100,000 members supported across the UK. The gold standard for independent clubs.
Flexible & Affordable
You can pick and choose what you need and leave off what you don’t, choosing from pay monthly or pay annually.
Build Your Own Club Package
Fully made to measure your unique club, because no two dojos are the same.
- Instructor insurance from £67.99 per year
- Student Cover from £0.49
- Club Cover free for qualifying clubs (saving £169.99)
- Unlimited event cover free for qualifying clubs (previously £189.99 per event)
- Pay Monthly Or Pay Annually
- Not for profit, reinvested into UK martial arts
Multi-Award Winning & Nationally Recognised
Testimonials
What do our members say?
John Matthews
Fantastic organisation - very welcomed in comparison to the usual organisations and NGBs out there.
Miles ahead of other organisations in terms of their transparency, attention to detail and genuine understanding of martial arts.
Very affordable, fair and a lovely team behind the scenes. Just moved our entire school across and very, very happy - no need to go anywhere else.
C. Sanderson
Very easy to navigate website making it an even more pleasant experience along with very friendly staff and members.
Fantastic Value for money and an association that puts its students and instructors first. Instructors have full autonomy over their club without any interference but with enough support to feel part of a valued and safe group.
Georgina
Found these guys in Martial Arts Illustrated doing a piece on professionalism in martial arts and thought, as an instructor, they might be worth looking at further. Really impressed from the moment I hit their website through to now, 3 months on as a member.
Quite alot of additional bits and pieces to look at, as my current org wasn't asking me to have any safeguarding or dbs etc - but I suppose that's only a good thing as it means i'm now properly checked and being professional.
Website is amazing - great member's area too. Unlike the normal stuff I'm used to seeing, having spent years with the other 'big players'. Great staff, Giovanni is rediculously knowledgable and our club is now growing under the banner of what has got to be the best martial arts org in the UK.
Michael Willington
The BMABA are unlike any other org I've come across in this industry. Their honest, professional, politics free and most importantly, they know what they're doing. Website is leaps and bounds ahead of the rest, insurance is comprehensive and their overall customer service is just unlike anything else I've had in 25 years of martial arts.
Amazing through and through. Would definitely recommend.
Jon D
I joined the BMABA right in its infancy (I believe I was their second member!). I had been searching, literally for a few years, to find an association where I could get away from the political wrangling, find support where and when I needed it, be regulated in a safe and formal way, but be left to run my classes as I wanted to run them.
Giovanni is the most helpful, respectful and genuine person who has turned the possibility of a non-political, highly respected and supportive Martial Arts Association into a reality. I cannot begin to understand how he has found the time, energy and ability to build the BMABA into the association it is today with a first class Team and unquestionable ethics, but this is what all other Martial Arts Associations need to aspire to.
I could bang on for hours about the BMABA but don't take my word for it - go and visit the BMABA website and see for yourself what support and benefits are on offer - it is light years ahead and exists for people who just want to enjoy teaching and practising their Art.
Ali Hasanzade
Someone has answered my gentle prayers and FINALLY designed an organisation that will leave you stress-free in the world of MARTIAL ARTS 🙂
I am so excited to leave my recommendation because words cannot describe how much BMABA means to me and how it has changed everything in my organisation for the better.
Fabian Burdett
As we all know 2020 has been the year from hell for martial arts. We have been push about and left in the dark. One thing that has come out of that is BMABA have done everything in their power to keep clubs like mine up to date with what's happening and tried to push the government to notice us. Couldn't wish for a better association to be a part of. From the courses to the schemes available to clubs. Can't wait to see where 2021 takes BMABA. We sure will be here to go for the ride
Once again big THANK YOU to you guys for all the help. 💙🐺👊
Date of experience: 17 November 2020
John Tomsett
I have been a customer of BMABA for two years now, and I am extremely impressed with their services. As a New City Martial Arts club, we were in need of a reliable Club Association and Insurance provider, and BMABA has exceeded our expectations in every aspect.
First and foremost, the customer service provided by BMABA is exceptional. Their team is responsive, professional, and genuinely dedicated to ensuring that our needs are met. Whenever we had a query or require assistance, they responded rapidly and effectively, addressing our concerns with a level of professionalism that is truly commendable.
Matthew Johnson
Having left my previous association in November, and being very daunted by the prospect of being responsible for all my own compliance and everything else I can honestly say BMABA have made the whole thing possible and even pleasant.
The training resources are great, it's been fantastic for me to be able to quickly up skill my team, the insurance is really easy to sort out, the team are super friendly and helpful, the perks on Gold membership are also fantastic.
I would love to be able to give something "constructive" but honestly I can't. From signing up for the gold package (the perks are great), additional insurances, licensing, LSGR, training, certificates for gradings and everything in between they've been really awesome.
If you're committed to doing things right, without breaking the bank, don't hesitate. Outstanding work guys, please keep it up
Adrian Jackson
Always quick to respond and thoughtful. Great service delivered at a very reasonable price and very supportive of the community. Been a member for a couple of years now and recommend highly
Matthew Robert Cooling-Stones
as i'm heading into the brave world of starting up my own small self defence club in our village, i can say with complete honesty and satisfaction that BMABA have been the most supportive and upfront association i have come across. the help they give setting up, and walking you through step by step, to the certifications they offer are a blessing for this industry. i have seen and had first hand experience with the Mcdojo's offering you the greatest adventures of a life time, and golden opportunities. but these guys are the real deal... i hold my head high, and say with great pride "i am a BMABA member"
Anna Martensson
From a £20 Start-Up to a Nationally Recognised Powerhouse. Built From Scratch, Driven By Purpose.
We're not here because of government grants, NGB status, or Sport England funding. We're here because thousands of instructors and clubs believed in a better way. BMABA CIC is entirely independent, self-funded, and not-for-profit. We have never taken shortcuts or silver spoons, but we have earned recognition at the highest levels of UK sport, including Sport England, DCMS, and national media, purely on merit. Every pound we generate, more than £2,100,000 to date, is reinvested directly into the UK martial arts community.
No gimmicks. No politics. No hidden shareholders.
We built one of the UK’s most trusted martial arts ecosystems from the ground up. A comprehensive, style-agnostic governance system. Sector-leading safeguarding and compliance. Affordable insurance. Free club management software. Dozens of tools, licences, guidance, and expert support, all included, all in one place.
We didn’t inherit a legacy. We forged one.
Whether you’re stepping out for the first time or have always been proudly independent, this is your home. To high places by narrow roads isn’t just a slogan. It’s how we got here.
CLUB MANAGEMENT & BILLING
A completely free, easy-to-use club management system that makes running your club simple.
ClubManager by BMABA is our comprehensive, all-in-one club management platform — built exclusively for our members and completely free to use. It handles everything from student records, grading, billing, and attendance through to safeguarding, compliance, finances, budgeting, communications, and so much more — all under one simple, intuitive system.
Professional, Expert Certification & licencing
Whether it’s your student licence slips for the next event, or your instructor insurance documentation for the primary school you’re about to start teaching at; you need to know that the certification you hand over is professional, and will have your back.
We’ve issued over 1,000,000 certificates since 2012, across a range of insurances, licences and memberships and all of our documentation – both digital and in print – looks the part, and helps you do your part.
With enhanced security features like UV stamps, embossed foils and unique identification numbers linked to national instructor registers, there’s nobody else in UK martial arts who can help do the quality of your teaching justice like BMABA,
Why Join?
Because We're a Martial Arts Governing Body. Not a Corporate Insurer That Doesn't Understand What You Do.
Insurers don’t speak up for martial arts. They sell policies. When the sector faces serious pressure, whether it’s COVID lockdowns, safeguarding reform triggered by coroner inquests, or growing calls for national regulation, most insurers stay silent. They won’t fight for independent clubs, push for better standards, or represent your voice where it matters.
BMABA CIC is different.
We lead from the front, representing our clubs at the highest levels with Sport England, DCMS, media, and beyond. We don’t just react. We help shape the future of martial arts in the UK. Whether it’s safeguarding, concussion protocols, or governance reform, we’re the voice for instructors who would otherwise be left out of the conversation.
And because we know how unclear insurance can be, we don’t just hand you a lengthy policy document. We translate everything into plain, martial arts-specific guidance through our handbook, so you know exactly what’s covered, without the guesswork.
Monthly or Annually
We’ll support your cashflow with flexible payment options; pay monthly or annually, whichever suits your club best.
Bespoke Arrangements
Can’t find what you need? We’ve quoted and configured countless unique club setups. If your structure is a bit different, we’ll do our best to help.
Always Updated
We’re constantly releasing new features, training, resources, and tech. All existing members benefit; not just the new ones.
Frequently Asked Questions
If you can’t find the answer to what you’re looking for, please jump onto web chat and we’ll be happy to help.
We’re not here to tell you what you should do. That decision is entirely yours. What we can say is that BMABA CIC is a UKAS-accredited, ISO 9001:2015 certified, not-for-profit association recognised across the martial arts sector for governance, safeguarding, and compliance leadership.
When you join, you don’t just get an insurance policy. You gain access to a full membership package including licensing, instructor support, safeguarding training, live verification, digital certificates, club management software, and much more. All included at no extra cost, with the total price typically equal to or less than what you would pay for insurance alone with a standalone provider.
That is possible because we are a not-for-profit. We don’t pay shareholders. We reinvest into better tools, resources, and support for the martial arts community.
Yes, absolutely, and we actively encourage it. We publish comprehensive handbook articles explaining each part of the cover in plain English. Each insurance product also includes access to the insurer’s policy schedule and wording documents, so you can review everything carefully before committing.
We want you to be informed, confident, and in control of your decision. Here are the core handbook articles covering the main aspects of cover:
You can explore the broader handbook from the below links, but here are the core handbook articles that relate to most aspects of cover being discussed here;
We understand that insurance can feel overwhelming, especially if this is your first time arranging cover. While we cannot offer specific insurance advice as it is a regulated activity, we can explain your options clearly and help you understand what is available.
Most small clubs typically start with instructor insurance, which includes Public Liability, Professional Indemnity, and Abuse Cover as standard. You may also choose to register students, but there is no pressure to include anything you don’t need straight away.
Our team is here to talk through your options. Use web chat or contact us directly and we will help you find the right starting point.
We avoid the term blanket cover as it can be misleading, but yes, we offer a flexible model called Open Allocation that works in a similar way.
For students, you don’t need to name each individual. You cover the number of active student slots at your club and manage your records accordingly. Our free Club Manager platform makes this straightforward.
For instructors, you purchase the number of active insurance policies needed at any one time. If ten instructors rotate but only two teach simultaneously, you can hold ten memberships and two active insurance policies. It is a flexible and cost-effective way to protect your team.
Quite a lot. Your membership includes a free club management platform, free website with design and migration support, branded professional email, digital risk assessments, safeguarding tools, policy builders, CPD training, licensing systems, SEO and growth support, AI tools, design software, and access to hundreds of resources. All included, all at no extra cost, and all managed through one MyBMABA login.
No. Cover is provided on a per-instructor and per-student basis, not tied to a specific venue. Any covered instructor or student can train or teach at any location under any BMABA-registered club, across any style.
Yes. Member-to-member cover has been explicitly confirmed in writing by AXA XL. Student-on-student incidents during training are covered under our student public liability policies. This is not guaranteed by all providers and is worth checking carefully when comparing options.
Is event cover really free? Yes, for all BMABA members. Unlimited sanctioned event cover is included at no additional charge for clubs with active instructor insurance through BMABA. This was previously priced at £189.99 per event.
To access free event cover, clubs complete our online compliance checklist, provided through our free event management platform, which gives you all the tools and resources needed to plan and run your event compliantly in one place.
The only condition is that all students attending must hold a valid BMABA student licence. Licences are nationally transferrable, so students from other BMABA clubs are covered automatically. For any participants who are not
Yes, if your club qualifies. Club Cover, normally £169.99 per year, is provided free to clubs holding a Regulation Ready Bronze score or above with instructor and student insurance through BMABA. It is our way of rewarding clubs that take governance seriously.
Our team supports you through the claims process from start to finish. We don’t hand you a phone number and wish you luck. You contact us, we help you understand the process, liaise with the broker and insurer where needed, and make sure your claim is handled properly. Our claims history with AXA XL has been consistently positive for members who are on-side with our guidelines.
Yes. A 10% discount is available for NHS staff, Emergency Services personnel, and Armed Forces members, including past and present serving members of any branch and Reserve forces. Anyone holding a Blue Light Card qualifies. Contact our team with proof of service for a discount code. Club Colours members also receive a 5% discount across all memberships and insurance products.
Still have questions?
I you can’t find answers to your questions in our FAQ section, we’d love to connect with you either on web chat or here.
A free club website and even the time with a developer, included.
We provide a complete club management platform with built-in billing, communication tools, student records, and more. And on top of that, we’ll also build you a fully hosted, professionally designed WordPress website — for free. This includes layout design, migration, and ongoing site management, all included as part of your membership.
What Cover Does &
What Its For
A plain English guide to each type of cover we offer, what it protects against, and who needs it.
Public Liability (PL) Cover
Public Liability (PL) Cover
Public Liability is the most essential type of insurance for any instructor, club, or student. It protects you if a third party, including students, parents, spectators, or bystanders, suffers injury or property damage due to negligence during a martial arts activity.
Cover levels:
- Instructors: £5,000,000 as standard, with an optional upgrade to £10,000,000 available at £37.00 per year
- Clubs: £5,000,000
- Students: £1,000,000 as standard
Public Liability is the most common type of claim in martial arts and is considered essential for anyone delivering instruction or participating in organised training.
Professional Indemnity (PI) Cover
Professional Indemnity covers claims arising from advice, guidance, or information you provided in your professional capacity that resulted in financial loss or reputational damage to another party.
Cover level: £1,000,000 included automatically for all instructors and clubs.
For example, if you recommend a course of action to a student that leads to financial loss, or if something published on your website or social media results in a defamation or copyright claim, Professional Indemnity is the cover that responds. It does not cover physical injury. That is the role of Public Liability.
Abuse Extension Cover
Abuse Cover is a specialist form of insurance that provides legal protection in the event of an allegation of abuse. It is not included in standard Public Liability or Professional Indemnity policies and is only available through a small number of specialist insurers.
Cover level: £500,000 provided automatically for all instructors and clubs.
If an instructor is accused of inappropriate conduct, this cover helps fund legal defence costs. It can also protect the club if it is implicated in a safeguarding oversight or failure in duty of care. Cover applies even where allegations are ultimately unfounded, which is precisely when legal costs can be most significant.
Products Liability
Products Liability covers claims arising from injury or damage caused by a physical product you supply, sell, or recommend in connection with your martial arts activity. This includes training equipment, branded merchandise, supplements, or any other goods associated with your club.
Cover level: £1,000,000 included automatically with all instructor insurance policies.
This cover is often overlooked but is relevant to any instructor or club that sells or distributes physical goods, even informally.
Personal Accident (PA) Cover
Personal Accident cover provides financial support to instructors or students who suffer an injury during training, regardless of who was at fault. Unlike Public Liability, no legal negligence needs to be established. Cover pays out predefined amounts for specific injuries or periods of incapacity.
Personal Accident is available across three tiers for both instructors and students:
- Bronze: existing level of cover at the existing price point
- Silver: enhanced cover including loss of income protection up to £200 per week
- Gold: enhanced cover including loss of income protection up to £200 per week
Annual pricing: Bronze £3.99, Silver £7.50, Gold £11.50 per instructor or student allocation. Monthly options are available.
This cover is particularly valuable for instructors who are self-employed and would have no income protection if they were unable to teach due to injury.
Event Cover
Event cover is included free for all BMABA members with active instructor insurance. There is no additional charge and no limit on the number of events you run in a year. Previously priced at £189.99 per event, this is now included as standard.
To access event cover, clubs complete a straightforward online compliance checklist through our free event management platform, which provides all the tools and resources needed to plan and run events compliantly.
The only condition is that all students attending must hold a valid BMABA student licence. Licences are nationally transferrable, so students from other BMABA clubs are covered automatically. For any participants without a BMABA licence, cover is available at £2.50 per participant.
Events with up to 500 participants are covered. Full contact and multi-day events are included.
Contents Cover
Contents Insurance covers martial arts equipment owned by instructors or clubs if it is lost, stolen, or damaged.
Cover level: up to £5,000 as standard, at £75.00 per year or £7.31 per month. Higher limits are available on request.
For example, if an instructor’s pads, gloves, or weapons are stolen from their vehicle, or if mats stored at a facility are damaged by flooding, Contents cover helps replace the items quickly. It is particularly useful for instructors who transport significant amounts of equipment or who own specialist kit.
Live Blade Cover
Live blade cover is available to BMABA members and is fully activatable online through MyBMABA. It covers live blade demonstrations, test-cutting, and martial arts exempt weapon importation in approved instructional contexts.
This includes disciplines such as Iaido, HEMA, Kenjutsu, Ninjutsu, and any other style where live blades are used for traditional or instructional purposes. Border Force letters and certification for exempt weapon importation are available on demand through your MyBMABA account.
Safe storage, supervised use, and controlled training environments are required as standard conditions of cover.
Referee & Officials Cover
Specialist cover is available for referees, judges, and ring officials working at competitions, fights, and tournaments. This is a standalone cover type designed for those officiating at events rather than instructing or competing.
Available from approximately £3.33 per month, it is one of the most affordable specialist covers in UK martial arts and ensures your officiating team are properly protected alongside competitors and instructors.
We Can Help Upskill Your Team. Or Not. It's Your Choice.
Inclusive in any fees paid is access to MyBMABA for you and any of your instructors, assistants and volunteers. This can be used to provide exclusive access to content, courses and qualifications from safeguarding and coaching to first aid and concussion management.
If that doesn’t work for your club, you can decide not to grant your team MyBMABA access. It’s entirely up to you.
We'll Help Tackle That Mountain of Admin!
Whether it’s setting up a management account for your club secretary can login and take care of student registrations, through to the completely inclusive Club Management Platform; we’ve got dozens of resources and systems in place that can help tackle the issue of admin.
With you every step of the way
We're confident there's nobody else in UK martial arts doing what we're doing. From the core cover and licencing needs through to essentials like DBS checks and safeguarding, through to the latest technology - we're in your corner.
Often for less than an insurer's standard premium we can offer so much more. One place. One Membership. From a trade body built on reputation and renowned for helping clubs grow professionally and fairly.
The Basics
Insurance, licensing, DBS checks, safeguarding, first aid - the core stuff you need to function on a day to day basis. We've got it.
Expanding
Whether it's growing your student base or taking on private tuition. Corporate clients through to events; we'll help you expand.
The Moonshot
With the latest technology and services - such as AI, SEO, Analytics, and so much more. We'll help you shoot for the moon.
Multi-Award Winning & As Seen On Various Platforms
Plus So Much More As Standard Just Some Of The Tools & Resources We Offer
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Instructor Certification & Licensing
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Student Insurance & Licensing
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Free Instructor Qualifications
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Safeguarding Qualifications
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Enhanced DBS Checks
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First Aid Training
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Free Club Website
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Club Management Support
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Instructor Certification & Licensing
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Logos & Accreditation Marks
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SEO (Search Engine Optimisation) Platform
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Local & National Networking
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Stock Grading Certificates
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Free Instructor Qualifications
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Template Documents & Forms
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Printing & Design
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Safeguarding Code For Martial Arts
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Best Practice Guidance
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WordPress Hosting
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a.i For Martial Arts
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Event Management Checklists
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Safeguarding Model Policies
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Analytics & Tracking Tools
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Budgeting Apps
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Professional Webmail
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Clothing & Uniform
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Cyber Toolkit
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Cash Grants & Funding
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Risk Management Awards
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Concussion & Head Injury
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National Advertising
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Entrepreneur's Support
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Plus So Much More
FREE Club Management Software Exclusively Built By Us, Just For Our Clubs
Our MyBMABA Club Management Platform combines club management, billing and marketing into one place. It’s free for all of our members and comes with a tonne of essential and groundbreaking features as standard.
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Attendance & Grade Tracking
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Student Records Management
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Class Bookings & Timetables
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Flexible Payments & Memberships
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Grading Certificates Generator
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Licence Slip & Documents Generator
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Customised Branding & Functionality
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Data Freedom & Ownership
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Manage Events & Competitions
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Student Portal & Member's Content
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Concussion & RtP Management
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Digital Incident Log Book
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Digital Risk Assessments
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Task Management
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Registrations & Waivers
More questions answered.
Broader Questions
How much does club cover cost?
How much we charge depends on how big the club is, and how many people (instructors and students) are needed, as well as the specifics of the insurance you may or may not want. All of our pricing is transparent and you can ‘have a play’ with pricing in full from here.
Is cover venue specific?
No, it’s not. We cover based on a ‘per instructor’ or ‘per student’ basis – so anyone covered under our group cover policy can teach or train in any location, under any club and in any style provided it’s a BMABA club.
What is your claims history like?
We fortunately (touch wood!) suffer very few claims. This is in part because we’re a professional organisation that only attracts top-quality instructors, but it’s also (we think) due to us being absolutely clear on what insurance will and won’t cover. We don’t leave that sort of thing up to chance.
So far we’ve had an excellent experience with AXA (our insurer) who have never failed to honour a claim process for a registered instructor or club who is on-side with our guidelines.
How much control do you take over my club?
None.
Provided you meet our minimum standards for safeguarding, professionalism, and ethics, you retain full sovereignty over your club. We don’t interfere with your gradings, your syllabus, or your internal structure — and you’ll never be told how to teach, who to promote, or what to charge.
Unlike the old boys’ networks, we don’t sit on your grading panels, insist on uniform standards, or try to bleed your club dry. We don’t charge you £20+ per student to issue insurance, and we won’t force you to use branded certificates or follow a rigid syllabus.
From day to day, most of our work runs silently in the background — things like technology infrastructure, regulatory compliance, policy development, websites, and safeguarding frameworks. You’ll never be micromanaged, and you’re free to use as much or as little of our guidance, support and tools as you like.
Insurance is optional. You grade your students your way. You decide what, where and how you teach.
The only time we step in is if something threatens the credibility of martial arts, the safety of students, or the integrity of our membership — for example, serious safeguarding failures or poor-quality coaching that reflects on the wider community.
Otherwise, we remain a silent partner — here to support you with a toolkit of essentials and enhancements, while respecting your club’s independence every step of the way.
It sounds too good to be true. What's the catch?
There really isn’t one. Our business model is built on scale. We’ve worked hard over since 2012 to build a substantial membership base which means lots and lots of clubs paying very small amounts into ‘one big pot’. This allows us to use scale of economy to invest in technology, resources, insurances and so on – and ultimately, that cost saving is passed back to our members. In turn, we grow. And so on.
That said, we understand your scepticism and actually welcome it. Exploring our website or contacting our team is the best way to ‘size us up’ but we also offer a year’s free affiliate membership too, should you want to have a look ‘under the hood’ before you jump.
Can I see the policy terms and wording?
Absolutely. We wouldn’t let you join without doing so. Please find the below links to our handbook, which although primarily designed to help instructors and clubs already with us understand cover and terms, we think it’s also a really helpful and transparent way for you to see the details and get a feel for how well we understand what we do;
- Instructor Insurance Explained
- Club Cover Explained
- Student Cover (Named) Explained
- Student Cover (Open Allocation) Explained
- Personal Accident Cover Explained
- Events Cover Explained
- Contents Cover Explained
- Live Blade Cover Explained
Links to the Group Cover proof of cover schedule and full policy wording is included in the above articles too, so you can do your own deep-diving.
I have another question.
The fastest way to get answers (aside from reading our website fully) is to use web chat, located at the bottom of your screen. Alternatively, you can reach us here too.
What Does Our Membership Offer?
BMABA is one of the UK’s leading multi-style, independent associations for martial arts instructors, coaches, senseis, and clubs.
We’re proudly politics-free, community-led, and entirely independent — with a mission to modernise and raise the standards of martial arts across the UK. Our focus is on empowering instructors and clubs, not enforcing outdated structures.
What sets us apart is the sheer depth and value of our membership. We don’t just provide certification or insurance — we offer a complete toolkit to help your club grow, stay compliant, and thrive. From licensing and safeguarding to digital tools, templates, and expert support, it’s all included.
That means access to:
A free custom-built club website
Printable certificates, policy templates, and legal documents
Club and student licensing, insurance options, and syllabus recognition
Networking, national campaigns, printing services, and much more
It’s all managed in one place, with one login and one simple renewal. No politics. No fluff. Just a complete, professional ecosystem designed around real instructors and clubs.
We’re confident you won’t find another UK martial arts association offering as much value, support, and independence — for so little.
Dozens Of Resources & Tools To Help Your Club Grow
From a free club website, marketing advice and business support through to template risk assessments, stock grading certificates and printing – our membership provides you with access to dozens of resources and tools to help you grow your club and retain students.
Comprehensive Certification & Licensing
From instructor certificates and recognition of grade documentation through to vocational Dan gradings, syllabus licensing, instructor licenses and more; our membership provides access to fully comprehensive licensing provisions.
Affordable Insurance & Core Provisions
Access affordable instructor, student and club insurance, as well as access to discounted first aid training, enhanced DBS checks, safeguarding qualifications and more, exclusively for BMABA clubs and instructors.
No Politics, No Egos, No ‘Who’s-Who’
We’ve been strictly politics free since 2012 and pride ourselves on running a community led organisation on the sound principles of good governance and genuine transparency.
Freedom To Run Your Club, Your Way, With Our Backing
You remain able to run your club with absolute independence, free of interference. What’s more, you’ll be backed up by our multi-award winning governing body with certification, licensing, endorsement, business support and more as standard.
Ready to see what BMABA can do for you?
Explore our membership options and discover the perfect package for your club — with all the tools, support, and flexibility you need, and nothing you don’t.
Disciplines Covered.
We can provide cover for more than 180 disciplines and styles, and this list can be revised with our insurer on request where-ever a genuine discipline or style requires endorsing.
| Aiki JuJitsu |
| Aikido |
| Aiuchi Ju Jitsu |
| Aiwakai Karate Do |
| Ashihara Karate |
| American Kempo |
| Angampora |
| Arnis |
| Atemi |
| Ba Ji Quan and Tai Chi |
| Baguazhang |
| Bajiquan |
| Bajutsu |
| Bando |
| Bartitsu |
| Bataireacht (Irish Stick Fighting) |
| BMABA Approved Disciplines & Styles |
| Bojitsu |
| Bojuka |
| Bojutsu |
| Bokator |
| Bokh (Mongolian Wrestling) |
| Brazilian Ju Jitsu (BJJ) |
| British Combat Judo |
| British Folkstyle Wrestling |
| Budokon |
| Bujinkan Budo |
| Bujinkan Budo Tai Jutsu |
| Bujutsu |
| Bushi Kempo |
| Bushido |
| Butthan |
| Canne de Combat |
| Capoeira |
| Catch Wrestling |
| Ch`uan Fa |
| Ch`uan Shu |
| Chambarra |
| Cheibi Gad-Ga |
| Chi Gong |
| Chinese Kickboxing |
| Choy Li Fut |
| Choi Kwang Do |
| Close Protection Training |
| Close Quarter Combat (CQB) |
| Combat Hapkido |
| Combat Hopak |
| Combat Sambo |
| Conflict Management |
| Coreeda |
| Cuong Nhu |
| Dacayana Eskrima |
| Daido Juku Kudo |
| Daito-ryu |
| Daito-ryu Aiki Jujitsu |
| Dambe |
| Danzan Ryu |
| Drunken Fist (Zui Quan) |
| Dumog |
| Eagle Claw Kung Fu |
| Enshin Kaikan |
| Escrima |
| Fencing |
| Feng Shou |
| Filipino Martial Arts |
| Fitness Orientated Kickboxing |
| Folkstyle Wrestling |
| Freestyle Jujitsu |
| Freestyle Karate |
| Freestyle Karate Jutsu |
| Freestyle Kung Fu |
| Freestyle Kickboxing |
| Freestyle Taekwondo |
| Fu Jow Pai |
| Gatka |
| Glima |
| Goju Kai Karate Do |
| Goju Ryu Karate |
| Gongkwon Yusul |
| Goshin Jutsu |
| Goshin Ryu Kempo Jujitsu |
| Haidong Gumdo |
| Hakuda |
| Han Mu Do |
| Hanbojutsu |
| Hapkido |
| Historical European Martial Arts (HEMA) |
| Historical Fencing |
| Hojojitsu |
| Hsing-i |
| Hsing-yi |
| Hung Ga |
| Huyen Langlon |
| Hwa Rang Do |
| Hwarang-do |
| Iaido |
| Iaijutsu |
| Icho-Ryu |
| Iinkai Judo |
| Isshin-Ryu Karate |
| Itto-Ryu |
| Jado Kuin Do |
| Japanese Shotokan Karate |
| Jeet Kune Do |
| Jikiden Eishin Ryu Iaido |
| Jojutsu |
| Judo |
| Jujitsu |
| Jun Fan Gung Fu |
| Jun Fan Jeet Kune Do |
| Jutsu |
| Kaiai Jitsu |
| Kajukenbo |
| Kalaripayattu |
| Kali |
| Kali Silat |
| KAPAP |
| Karate |
| Karate Jutsu |
| Karate-Do |
| Karate-Jitsu |
| Kaze Arashi Ryu |
| Kempo |
| Kempo Jujitsu |
| Kempo Ryu |
| Ken Fat |
| Kendo |
| Kenjutsu |
| Kenpo |
| Kenshin Karate |
| Keysi |
| Ki Aikido |
| Kick Boxing |
| Ko Budo |
| Kobudo |
| Kokondo |
| Korean Kickboxing |
| Koryu Uchinadi |
| Krabi-Krabong |
| Krav Maga |
| Kuk Sool Won |
| Kumdo |
| Kung Fu |
| Kung Fu To’a |
| Kyokushinkai Karate |
| Kyudo |
| Lathi Khela |
| Lau Gar |
| Lau Gar Kickboxing |
| Lau Gar Kung Fu |
| Lee Style Tai Chi |
| Leopard Kung Fu (Bao Quan) |
| Lerdrit |
| Maarlisk |
| Malla Yuddha |
| Marine Corps Martial Arts Program (MCMAP) |
| Martial Arts Based Fitness |
| Martial Arts Wrestling |
| Military Martial Arts |
| Mixed Martial Arts (MMA) |
| Monkey Kung Fu (Hou Quan) |
| Muay Boran |
| Muay Thai |
| Nearu Martial Art |
| Nihon Goshin Ju Jitsu |
| Ninjitsu |
| Ninpo Taijutsu |
| Ninjutsu |
| Niten Ichi-Ryu |
| North West Chinese Kickboxing |
| Okichitaw |
| Pa Kua |
| Pa Qua |
| Panantukan |
| Pankration |
| Personal Protection |
| Physical Intervention |
| Pradal Serey |
| Qi Kwan Do |
| Qwan Ki Do |
| Quan Fa |
| Reality Based Martial Arts |
| Russian Martial Arts |
| Sanjuro Martial Arts |
| Sankukai Karate |
| Sanshou |
| Sarak |
| Sarit |
| Savate |
| Seiki Juku Karate |
| Self Defence |
| Self Protection |
| Shaolin Kempo Karate |
| Shaolin Kung Fu |
| Shaolin-Tsu Kempo |
| Shintaido |
| Shito-Ryu Karate |
| Shindo Jinen Ryu |
| Shorinji Kempo |
| Shorin-Ryu Karate |
| Shotokan Goju Ryu |
| Shotokan Karate |
| Shuai Chiao |
| Shuai Jiao |
| Shukokai |
| Shukokai Karate |
| Shuri-Ryu |
| Sibpalki |
| Sikaran |
| Silambam |
| Silat |
| Sokudo |
| Soo Bahk Do |
| Sport Boxing (Martial Arts Based) |
| Sport Karate |
| Sport Sambo |
| Ssireum |
| Submission Wrestling |
| Sumai |
| Sumo |
| Sulkido |
| Systema |
| Taekkyeon |
| Taekwondo |
| Tai Chi |
| Tai Chi Chuan |
| Tai Jutsu |
| Taido |
| Taijutsu |
| Tang Soo Do |
| Thai Boxing |
| Thang-ta |
| Tiger Claw Kung Fu (Fu Jow Pai) |
| Tora Kai |
| Traditional Aikido |
| Traditional Italian Martial Arts |
| Traditional Karate |
| Traditional Wado Ryu |
| Unarmed Combat |
| Viet Vo Dao |
| Wado Ryu Karate |
| Wing Chun |
| Wing Chun Kung Fu |
| Wing Tsun |
| World Tang Soo Do |
| Wushu |
| Yoseikan Budo |
| Zen Shin Karate |
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Sign Up Online
Explore pricing, membership and cover and – if you’re happy – sign up online.